Branch County property record for 112 Cutter Ave, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,180 sqft |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Sep 2025) |
| Tax Bill | $2,128 (2025) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-520-00 |
| Primary APN | 302-000-000-520-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,180 sqft Building Perimeter |
| 1st Floor Area | 847 sqft |
| Basement Area | 400 sqft |
| Unfinished Basement | 400 sqft |
| Lot Area | 24,829 sqft (0.57 acres) |
|---|---|
| Garage Area | 2,274 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 112 CUTTER AVE |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORTION OF LOTS 63 & 64 CUTTERS ADDN LY E OF DAUGHERTY ST & N OF LI DRAWN FR PT ON E LI SD ST 81 FT 10 IN N 13DEG E OF S LI |
| Legal Subdivision | CUTTERS ADD |
| Legal Lot Number | 63-64 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 951400 |
112 Cutter Ave is owned by two individuals who bought it in September 2025.
Source: Branch County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 S CLAY ST, COLDWATER, MI 49036-1852 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on File |
| Deed Sale | Sep 3, 2025 · Amount on File |
| Prior Sale | Nov 15, 2017 · Amount on File |
| Deed Document Number | 20255276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Nov 15, 2017 |
| Property Address | 112 CUTTER AVE, COLDWATER, MI 49036-1516 |
| Document Number | 201707711 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 2017-07711 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $705.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 CUTTER AVE, 112, COLDWATER, MI 49036-1516 |
| Name | Verified Name |
|---|---|
| Address | 55 N SPRAGUE ST, COLDWATER, MI 49036-1743 |
| Document Number | 201707712 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 2017-07712 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 112 Cutter Ave was $2,128, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,150 (+68.28%) | $240,300 (+68.28%) | |
| 2025 | $2,128.00 (+3.65%) | $71,400 | $142,800 |
| 2024 | $2,053.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 112 Cutter Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 112 Cutter Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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