112 Cutoff Rd, Searcy, AR 72143 Property Records

White County property record for 112 Cutoff Rd, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,405 sqft · built 1968
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$499 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-08442-000`

Property Details

APN / Parcel Number

Primary APN	`001-08442-000`
Alternative APN	`12753`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,405 sqft Living Area
Gross Area	1,429 sqft
1st Floor Area	1,405 sqft
Flooring	Carpet

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	65,340 sqft (1.5 acres)
Porch	Enclosed Frame Porch
Patio Area	48 sqft
Utility Building	280 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	112 CUTOFF RD
City	SEARCY
State	AR
Zip	72143-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NE LYING N & W OF CUTOFF RD
Legal Range	07
Legal Township	08
Legal Section	32
Legal Subdivision	RURAL METES & BOUNDS
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3000
Census Tract	70401

Owner

Source: White County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 CUTOFF RD, SEARCY, AR 72143-9671
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · FHA Mortgage PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE OF ARK
Jul 12, 2024	Intrafamily Transfer, Transfer PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF
Feb 1, 2024	Warranty Deed, Transfer · USDA Mortgage BANK OF ENGLAND
Jun 11, 2020	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026
Deed Sale	May 19, 2026
Prior Sale	Feb 1, 2024 · Amount on Record
Deed Document Number	20266768
Prior Transfer Date	May 18, 2026
Prior Transfer Doc	0000006768
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	May 19, 2026
Property Address	112 CUTOFF RD, SEARCY, AR 72143-9671
Document Number	0000006768
Instrument Date	May 18, 2026
Instrument	20266768
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE OF ARK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	112 CUTOFF RD, SEARCY, AR 72143-9671

Mortgage

Document Number	0000006769,
Date	May 19, 2026
Instrument	20266769

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE AR
Recording Date	Jul 12, 2024
Property Address	112 CUTOFF RD, SEARCY, AR 72143-9671
Document Number	DEED2024/9883
Book / Page	DEED 2024 / 9883
Instrument Date	Jul 12, 2024
Instrument	L202408399
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 CUTOFF RD, SEARCY, AR 72143-9671

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 CUTOFF RD, SEARCY, AR 72143-9671

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Feb 1, 2024
Property Address	112 CUTOFF RD, SEARCY, AR 72143-9671
Document Number	DEED2024/1554
Book / Page	DEED 2024 / 1554
Instrument Date	Jan 26, 2024
Instrument	L202401259
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 ROMANCE RD, ROMANCE, AR 72136-7073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CLOVERDALE BLVD, SEARCY, AR 72143-5912

Mortgage

Document Number	MTG20242432
Date	Feb 1, 2024
Instrument	MTG 2024/2432

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jun 11, 2020
Property Address	112 CUTOFF RD, SEARCY, AR 72143-9671
Document Number	DEED2020/7365
Book / Page	DEED 2020 / 7365
Instrument Date	Jun 9, 2020
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 N HAYES ST, SEARCY, AR 72143-3913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CUTOFF RD, SEARCY, AR 72143-9671

Mortgage

Document Number	MTG202014383
Date	Jun 11, 2020
Instrument	MTG 2020/14383

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$499.00	$12,560 (-) Land $1,600 Building $10,960	$62,800 (-) Land $8,000 Building $54,800
2023	$499.00 Homeowner's exemption	$12,560 Land $1,600 Building $10,960	$62,800 Land $8,000 Building $54,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 74% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOUR MILE HILL PUBLIC FACILITIES BOARD serves 4,877 people · EPA ID AR0000586
Water Source	Purchased surface water from SEARCY WATERWORKS
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Apr 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50

May also be available: Horton's TV & Electronics, T-Mobile, Verizon.

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