112 Creekside Dr, Georgetown, KY 40324 Property Records

Scott County property record for 112 Creekside Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3,173 sqft · built 1983
Lot Size	2.08 acres (90,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Sep 2020)
Tax Bill	$4,707 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`063-00-061.000`

Property Details

APN / Parcel Number

Primary APN	`063-00-061.000`

Interior

Stories	2 Stories
Building Area	3,173 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	3,173 sqft
Unfinished Basement	3,173 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Foundation Type	Block
Lot Area	90,985 sqft (2.08 acres)
Garage Type	Mixed
Garage Area	1,012 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 CREEKSIDE DR
City	GEORGETOWN
State	KY
Zip	40324-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRONWORKS ESTATES
Legal Subdivision	IRONWORKS ESTATES
Legal Lot Number	9
Legal Unit	A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1034
Census Tract	40601

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 CREEKSIDE DR, GEORGETOWN, KY 40324-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 22, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Sep 29, 2020	Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	2020422210
Deed Book / Page	418 / 21
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	Aug 3, 2026
Property Address	112 CREEKSIDE DR, GEORGETOWN, KY 40324-9422
Document Number	0000597190
Book / Page	1912 / 262
Instrument Date	Jul 23, 2026
Instrument	2026597190
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CREEKSIDE DR, GEORGETOWN, KY 40324-9422

Mortgage

Document Number	0000597190,
Date	Aug 3, 2026
Book Page	1912/262
Instrument	2026597190

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 3, 2066

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	112 CREEKSIDE DR, GEORGETOWN, KY 40324-9422
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CREEKSIDE DR, GEORGETOWN, KY 40324-9422

Mortgage

Document Number	0M1717/833
Date	Nov 7, 2022
Book Page	M1717/833
Instrument	461468

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 2, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	112 CREEKSIDE DR, GEORGETOWN, KY 40324-9422
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1441/189
Date	May 22, 2019
Book Page	M1441/189
Instrument	400421

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 29, 2020
Property Address	112 CREEKSIDE DR, GEORGETOWN, KY 40324-9422
Document Number	000D418/21
Book / Page	D418 / 21
Map Reference	SL 104
Instrument Date	Sep 25, 2020
Instrument	422210
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 STURBRIDGE DR, GEORGETOWN, KY 40324-2543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	112 CREEKSIDE DR, GEORGETOWN, KY 40324-9422
Investor	Possibly a Property Investor

Mortgage

Document Number	0000422211
Date	Sep 29, 2020
Instrument	422211

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,600 (-)	$577,600 (-)
2025	$4,707.00 (+19.74%) Homeowner's exemption	$577,600 (+20.33%)	$577,600 (+20.33%)
2023	$3,931.00 Homeowner's exemption	$480,000 Land $75,000 Building $405,000	$480,000 Land $75,000 Building $405,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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