Cleveland County property record for 112 Covenant Ct, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,193 sqft · built 2003 |
| Lot Size | 0.596 acres (25,962 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,344 (2026) |
| Deeds & Mortgages | Apr 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 57148 |
| Primary APN | 57148 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,193 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 25,962 sqft (0.596 acres) |
| Garage Area | 415 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 140 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1368948 |
|---|---|
| Street Address | 112 COVENANT CT |
| City | SHELBY |
| State | NC |
| Zip | 28152-7996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #7PB25-118 TAYLOR HTS PH2 |
| Legal Subdivision | TAYLOR HTS |
| Legal Block | 5 |
| Legal Lot Number | 20 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950702 |
112 Covenant Ct is owned and occupied by an individual.
Source: Cleveland County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 COVENANT CT, SHELBY, NC 28152-7996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 112 COVENANT CT, SHELBY, NC 28152-7996 |
| Document Number | 0017912838 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 112 COVENANT CT SHELBY NC 281527996, SHELBY, NC 28152-7996 |
| Document Number | 0017912838 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 001791/002838 |
| Instrument | 26439 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2049 |
| Rate | 4.75% |
|---|
The 2026 property tax bill for 112 Covenant Ct was $2,344, up 1.7% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,344.00 (+1.69%) | $231,726 (-) Land $21,158 Building $210,568 | $231,726 (-) Land $21,158 Building $210,568 |
| 2025 | $2,305.00 | $231,726 Land $21,158 Building $210,568 | $231,726 Land $21,158 Building $210,568 |
| 2023 | $134,862 Land $15,233 Building $119,629 | $134,862 Land $15,233 Building $119,629 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Covenant Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 112 Covenant Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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