112 Cottage Ct, Centerville, GA 31028 Property Records

Houston County property record for 112 Cottage Ct, Centerville, GA 31028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 2000
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (May 2021)
Tax Bill	$2,294 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C23-285`

Property Details

APN / Parcel Number

Primary APN	`C23-285`
Alternative APNs	`0C0230 285000` `1701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Heated Area
1st Floor Area	1,458 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	460 sqft
Porch	Slab
Porch Area	56 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1701
Street Address	112 COTTAGE CT
City	CENTERVILLE
State	GA
Zip	31028-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 51 BLK A THE VILLAGE PH 2 ADDN 1
Legal Subdivision	THE VILLAGE EAGLE SPRINGS
Legal Phase	2
Legal Block	A
Legal Lot Number	51
Jurisdiction	HOUSTON GA
Township / Civil Division	WARNER ROBINS
Census Block Group	3
Census Block	3008
Census Tract	20112

Owner

112 Cottage Ct is owned and occupied by an individual who bought it in May 2021.

Source: Houston County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	112 COTTAGE CT, CENTERVILLE, GA 31028-8526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit ROBINS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Apr 28, 2000 · Amount on File
Deed Book / Page	9178 / 155
Prior Transfer Date	Jun 27, 2006
Prior Transfer Doc	0038970190
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Recording Date	May 12, 2026
Property Address	112 COTTAGE CT, CENTERVILLE, GA 31028-8526
Document Number	1083000337
Book / Page	10839 / 337
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 COTTAGE CT, CENTERVILLE, GA 31028-8526

Mortgage

Document Number	1083000337,
Date	May 12, 2026
Book Page	10839/337

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 27, 2046

Interest

Rate	6.46%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	May 27, 2021
Property Address	112 COTTAGE CT, CENTERVILLE, GA 31028-8526
Document Number	0091780155
Book / Page	9178 / 155
Map Reference	MB 55 PG 108
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 COTTAGE CT, CENTERVILLE, GA 31028-8526

Mortgage

Document Number	9178156
Date	May 27, 2021
Instrument	9178/156

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	112 COTTAGE CT, CENTERVILLE, GA 31028-8526
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076960326
Date	Nov 29, 2017
Book Page	7696/326

Lender

Name	ROBINS FCU
Type	Credit Union
Address	WARNER ROBINS, GA 31093

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 112 Cottage Ct was $2,294 with exemptions applied.

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Centerville City
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,294.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$89,920 Land $12,000 Building $77,920	$224,800 Land $30,000 Building $194,800
2023	$2,321.00 (-0.47%)	$72,480 (+8.57%) Land $11,400 Building $61,080	$181,200 (+8.57%) Land $28,500 Building $152,700
2022	$2,332.00	$66,760 Land $11,400 Building $55,360	$166,900 Land $28,500 Building $138,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Cottage Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Cottage Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE serves 14,701 people · EPA ID GA1530000
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Sparklight Cable	1,000 / 50
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Conexon Connect, Verizon.

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