Erath County property record for 112 Co Rd 486, Stephenville, TX 76401
| Property Type | Rural Home |
|---|---|
| Details | 1,688 sqft · built 1982 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,553 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000040042 |
| Primary APN | R000040042 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Garage Area | 950 sqft |
| Carport | Carport |
| Carport Area | 950 sqft |
| Porch | Porch |
| Porch Area | 110 sqft |
| Patio Area | 140 sqft |
| Account Number | R.0434.00859.00.0 |
|---|---|
| Street Address | 112 COUNTY ROAD 486 |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401-7066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0434 JAIME MARIA JOSEFA; HOUSE & SHOP |
| Jurisdiction | ERATH TX |
| Township / Civil Division | STEPHENVILLE |
| Census Block Group | 2 |
| Census Block | 2020 |
Source: Erath County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 112 COUNTY ROAD 486, STEPHENVILLE, TX 76401-7066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2022 |
| Deed Sale | Sep 2, 2022 |
| Prior Sale | Dec 7, 2015 · Amount on Record |
| Deed Document Number | 20226216 |
| Prior Transfer Date | Dec 4, 2015 |
| Prior Transfer Doc | 0201506880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Apr 16, 2026 |
| Property Address | 112 COUNTY ROAD 486, STEPHENVILLE, TX 76401-7066 |
| Document Number | 0000002080 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20262080 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 112 COUNTY ROAD 486, STEPHENVILLE, TX 76401-7066 |
| Document Number | 0000002080, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 20262080 |
| Name | NBKC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Unified School District | Stephenville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,553.00 (+45.25%) | $435,600 (+9.54%) Land $50,000 Building $385,600 | $435,600 (+9.54%) Land $50,000 Building $385,600 |
| 2025 | $3,823.00 (+0.61%) Homeowner's exemption | $397,660 (+14.99%) Land $47,000 Building $350,660 | $397,660 (+14.99%) Land $47,000 Building $350,660 |
| 2023 | $3,800.00 (-25.9%) Homeowner's exemption | $345,810 Land $70,000 Building $275,810 | $345,810 Land $70,000 Building $275,810 |
| 2022 | $5,128.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
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