Montgomery County property record for 112 Clay St, Dayton, OH 45402
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,480 sqft · built 1892 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $192,500 (Mar 2013) |
| Tax Bill | $7,659 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R72 01402 0009 |
| Primary APN | R72 01402 0009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1892 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 2,400 sqft (0.055 acres) |
| Lot Dimensions | 50 ft deep x 48 ft wide |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Deck Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 112 CLAY ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45402-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1459 PT |
| Legal Subdivision | EDNA B HUBER 62 SEC 07 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oregon Historic District listed 1975 · 39 contributing resources · NRIS 75001506 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 112 CLAY ST, DAYTON, OH 45402-2908 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2013 · Amount on Record |
| Deed Sale | Mar 12, 2013 · Amount on Record |
| Prior Sale | Dec 17, 2004 |
| Deed Document Number | 2013-00016742 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 112 CLAY ST, DAYTON, OH 45402-2908 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000099 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2022-00000099 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 112 CLAY ST, DAYTON, OH 45402-2908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1427 ENERGY PARK DR, SAINT PAUL, MN 55108-5204 |
| Document Number | 0000006529 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-00006529 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,800 (-) Land $15,160 Building $100,640 | ||
| 2024 | $7,659.00 (+9.77%) | ||
| 2023 | $6,977.00 (+2.83%) | $115,800 (+33.29%) Land $15,160 Building $100,640 | $330,840 (+33.28%) Land $43,300 Building $287,540 |
| 2022 | $6,785.00 | $86,880 Land $11,400 Building $75,480 | |
| 2020 | $248,220 Land $32,560 Building $215,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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