Monroe County property record for 112 Cindy Lu Ln, Effort, PA 18330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,380 sqft · built 1990 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Aug 2022) |
| Tax Bill | $1,412 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.14G.1.35 |
| Primary APN | 02.14G.1.35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,380 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 738 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02632104907186 |
|---|---|
| Street Address | 112 CINDY LU LN |
| City | EFFORT |
| State | PA |
| Zip | 18330-8032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 35 SEC 1 |
| Legal Subdivision | BIRCH BRIER ESTATES |
| Legal Block | 90 |
| Legal Lot Number | 35 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | CHESTNUTHILL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 301204 |
112 Cindy Lu Ln is owned by two individuals who bought it in August 2022.
Source: Monroe County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7901 WINGED FOOT CT, PLEASANTON, CA 94588-3109 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Oct 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ESSA BK&TR |
| Aug 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ESSA BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on File |
| Deed Sale | Aug 12, 2022 · Amount on File |
| Prior Sale | Sep 15, 2014 · Amount on File |
| Deed Document Number | 202225568 |
| Deed Book / Page | 2615 / 7166 |
| Prior Transfer Date | Mar 28, 2014 |
| Prior Transfer Doc | 0000006970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Aug 12, 2022 |
| Property Address | 112 CINDY LU LN, EFFORT, PA 18330-8032 |
| Document Number | 0000025568 |
| Book / Page | 2615 / 7166 |
| Map Reference | VOL 58 PG 6 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 202225568 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | NOT AVAILABLE, 1ST PATRIOT ABSTRACT OF LEHI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7901 WINGED FOOT CT, PLEASANTON, CA 94588-3109 |
| Document Number | 0000025569 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 202225569 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 112 CINDY LU LN, EFFORT, PA 18330-8032 |
| Document Number | 0000026385 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 112 CINDY LU LN EFFORT PA 183308032, EFFORT, PA 18330-8032 |
| Document Number | 0000026385 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 002519/004782 |
| Instrument | 26385 |
| Name | ESSA BK&TR |
|---|---|
| Type | Bank |
| Address | STROUDSBURG, PA 18360-0160 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 112 CINDY LU LN, EFFORT, PA 18330-8032 |
| Document Number | 0000019743 |
| Book / Page | 002496 / 000001 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 112 CINDY LU LN EFFORT PA 183308032, EFFORT, PA 18330-8032 |
| Document Number | 0000019743 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 002496/000001 |
| Instrument | 19743 |
| Name | ESSA BK&TR |
|---|---|
| Type | Bank |
| Address | STROUDSBURG, PA 18360-0160 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 8, 2022 |
The 2026 property tax bill for 112 Cindy Lu Ln was $1,412.
Source: Monroe County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Chestnuthill Township |
| Unified School District | Pleasant Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,412.00 | $173,580 Land $25,000 Building $148,580 | |
| 2024 | $1,152.00 (+12.83%) | $173,580 (-) Land $25,000 Building $148,580 | |
| 2023 | $1,021.00 | $173,580 Land $25,000 Building $148,580 | |
| 2019 | $173,580 Land $25,000 Building $148,580 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 112 Cindy Lu Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1996–2004) |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Cindy Lu Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 87% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
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