112 Chestnut St, Virginia, MN 55792 Property Records

St. Louis County property record for 112 Chestnut St, Virginia, MN 55792

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1,500 sqft · built 1901
Lot Size	0.069 acres (3,012 sqft)
Owner	Individual Name on File
Tax Bill	$786 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0010-06270`

Property Details

APN / Parcel Number

Primary APN	`090-0010-06270`
Alternative APN	`1074281`

Interior

Building Area	1,500 sqft Gross Area
1st Floor Area	1,500 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Lot Area	3,012 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Steam

Location & Zoning

Account Number	1074281
Street Address	112 CHESTNUT ST
City	VIRGINIA
State	MN
Zip	55792-2509
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0005 BLOCK:027 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	27
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1001
Census Tract	13100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Virginia Commercial Historic District listed 1997 · 78 contributing resources · NRIS 97000020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4713 DIFFERDING POINT RD, EVELETH, MN 55734-8710
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITY OF VIRGINIA
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE CITY OF VIRGINIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 19, 2019
Transfer Doc	0001359237
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	112 CHESTNUT ST, VIRGINIA, MN 55792-2509
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001406314
Date	Mar 9, 2021
Instrument	1406314

Lender

Name	CITY OF VIRGINIA
Type	Government Agency
Address	VIRGINIA, MN 55792

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	112 CHESTNUT ST, VIRGINIA, MN 55792-2509
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001406313
Date	Mar 9, 2021
Instrument	1406313

Lender

Name	THE CITY OF VIRGINIA
Type	Non-Lending Institution
Address	VIRGINIA, MN 55792

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Jan 26, 2031

Interest

Rate	2.29%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$786.00 (+13.91%)
2025	$690.00 (-3.63%)	$41,600 (+60.62%) Land $3,900 Building $37,700	$41,600 (+60.62%) Land $3,900 Building $37,700
2024	$716.00	$25,900 (+0.78%) Land $3,900 Building $22,000	$25,900 (+0.78%) Land $3,900 Building $22,000
2022		$25,700 Land $3,900 Building $21,800	$25,700 Land $3,900 Building $21,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000
Mediacom Communications Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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