Franklin County property record for 112 Charlotte St, Berger, MO 63014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,844 sqft · built 1920 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $536 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-1-02.0-4-002-083.000 |
| Primary APN | 03-1-02.0-4-002-083.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 34,848 sqft (0.8 acres) |
| Shed | 1 Shed |
| Street Address | 112 CHARLOTTE ST |
|---|---|
| City | BERGER |
| State | MO |
| Zip | 63014-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AN |
| Legal Description | LOT:6,7,8&9 F E EBERHARDT ADDITION |
| Legal Range | 4W |
| Legal Township | 45N |
| Legal Section | 02 |
| Legal Subdivision | F E EBERHARDT |
| Legal Lot Number | 6-9 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOEUF |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 800401 |
112 Charlotte St is owned and occupied by an individual.
Source: Franklin County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 CHARLOTTE ST, BERGER, MO 63014-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 112 Charlotte St was $536.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Berger City |
| County | Franklin County |
| Unified School District | Gasconade County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $536.00 | $7,701 | $40,530 Land $11,710 Building $28,820 |
| 2023 | $670.00 (+11.11%) | $9,508 | $50,040 Land $11,710 Building $38,330 |
| 2022 | $603.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Charlotte St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 15 (1993–2015) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Charlotte St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERGER PWS serves 256 people · EPA ID MO6010064 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| Sparklight DSL | 25 / 3 |
May also be available: Brightspeed, FireServe.
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