Steuben County and Hornell City property record for 112 Chaddock Ave, Hornell, NY 14843
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,304 sqft · built 1920 |
| Lot Size | 0.105 acres (4,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $46,640 (May 2009) |
| Tax Bill | $1,516 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2022 Refinance + 2 more |
| APN | 03615-000 |
| Primary APN | 03615-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| 2nd Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Lot Area | 4,600 sqft (0.105 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03615-000 |
|---|---|
| Street Address | 112 CHADDOCK AVE |
| City | HORNELL |
| State | NY |
| Zip | 14843-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | HORNELL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960700 |
112 Chaddock Ave is owned and occupied by an individual who bought it in May 2009.
Source: Steuben County and Hornell City records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 CHADDOCK AVE, HORNELL, NY 14843-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jan 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HORNELL CITY HSNG AUTH |
| Oct 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2009 · Amount on File |
| Deed Sale | May 12, 2009 · Amount on File |
| Prior Sale | Nov 19, 2001 · Amount on File |
| Deed Book / Page | 2237 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jun 26, 2026 |
| Property Address | 112 CHADDOCK AVE, HORNELL, NY 14843-1606 |
| Document Number | 0000417497 |
| Book / Page | 5297 / 128 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 2026417497 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 112 CHADDOCK AVE, HORNELL, NY 14843-1606 |
| Document Number | 0000417497, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 5297/128 |
| Instrument | 2026417497 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 481 Months |
| Due | Jul 1, 2066 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 112 CHADDOCK AVE, HORNELL, NY 14843-1606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004804/213 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 4804/213 |
| Name | HORNELL CITY HSNG AUTH |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 112 CHADDOCK AVE, HORNELL, NY 14843-1606 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4771/11 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 4771/11 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 112 CHADDOCK AVE, HORNELL, NY 14843-1606 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4510/207 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 4510/207 |
| Instrument | DK2570 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 112 Chaddock Ave was $1,516 with a homeowner's exemption, up 0.2% from the year before.
Source: Steuben County and Hornell City assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| Municipality | Hornell City |
| Unified School District | Hornell City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,516.00 (+0.2%) Homeowner's exemption | ||
| 2025 | $1,513.00 | $63,700 Land $10,400 Building $53,300 | $74,941 Land $12,235 Building $62,706 |
| 2023 | $63,700 (-) Land $10,400 Building $53,300 | $67,053 (+1.58%) Land $10,947 Building $56,106 | |
| 2022 | $63,700 Land $10,400 Building $53,300 | $66,010 Land $10,777 Building $55,233 | |
| 2021 | $1,924.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 112 Chaddock Ave; there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1978–1980) |
| Most Recent Claim | Jul 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Chaddock Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORNELL CITY serves 8,100 people · EPA ID NY5001215 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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