112 Centre St, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 112 Centre St, Fernandina Beach, FL 32034

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.068 acres (3,000 sqft)
OwnerCompany Name on File
Last Sale$225,000 (Dec 2015)
Tax Bill$6,108 (2025)
Deeds & MortgagesApr 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN00-00-31-1800-0268-0330

Property Details

APN / Parcel Number

Primary APN00-00-31-1800-0268-0330

Exterior

Lot Area3,000 sqft (0.068 acres)
Lot Dimensions125 ft deep x 24 ft wide

Location & Zoning

Street Address112 CENTRE ST
CityFERNANDINA BEACH
StateFL
Zip32034-4237
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeC-3
Legal DescriptionBLK 268 LOT 33,& W 25FT OF LOT 29 (EX PT IN OR 1974/1688) IN OR 2017/787 CITY OF FDNA BEACH
Legal Range28E
Legal Township03N
Legal Section22
Legal SubdivisionCITY OF FDNA BEACH
Legal Block268
Legal Lot Number33
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group3
Census Block3003
Census Tract50103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fernandina Beach Historic District
listed 1973 · 122 contributing resources · NRIS 73000593

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

112 Centre St, commercial vacant land, is owned by a company that bought it in December 2015.

Source: Nassau County records, as of January 26, 2026

Owner of RecordCompany Name on File
Mailing Address715 SAN FERNANDO ST, FERNANDINA BEACH, FL 32034-3160
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2015 · Amount on File
Deed SaleDec 8, 2015 · Amount on File
Prior SaleOct 16, 2000 · Amount on File
Deed Document Number201534514
Deed Book / Page2017 / 0787
Record UpdatedJun 8, 2026

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU FL
Property Address112 CENTRE ST, FERNANDINA BEACH, FL 32034-4237
Document Number0021220380
Book / Page002122 / 000380
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedJun 1, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address715 SAN FERNANDO ST FERNANDINA BEACH FL 320343160, FERNANDINA BEACH, FL 32034-3160

Mortgage

Document Number0021220380
DateMay 25, 2017
Book Page002122/000380
Instrument15460
Lender
NameCBC NAT'L BK
TypeBank
AddressFERNANDINA BEACH, FL 32034
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 112 Centre St was $6,108, up 13.6% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityFernandina Beach City
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,108.00 (+13.59%)$384,375 (+25%) Land $384,375$384,375 (+25%) Land $384,375
2024$5,377.00 (+3.44%)$307,500 (-) Land $307,500$307,500 (-) Land $307,500
2023$5,198.00 (+9.64%)$307,500 (-) Land $307,500$307,500 (-) Land $307,500
2022$4,741.00$307,500 Land $307,500$307,500 Land $307,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Centre St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 80 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims2 (2011–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 112 Centre St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNANDINA BEACH WTP
serves 21,925 people · EPA ID FL2450364
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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