112 Central St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 112 Central St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Lot Size82,764 sqft (1.9 acres)
Last Sale$479,000 (2016)

Owner

Source: Worcester County and Gardner City records · APN GARD M:R27 B:21 L:6

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address97 BATHRICK RD, WESTMINSTER, MA 01473-1226
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2024Deed of Trust, Mortgage · Stand Alone Refinance
CHURCH EXTENSION PLAN
Sep 15, 2017Deed of Trust, Mortgage
CHURCH EXTENSION PLAN
Jan 24, 2017Deed of Trust, Mortgage
CHURCH EXTENSION PLAN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2016 · Amount on Record
Deed SaleJun 22, 2016 · Amount on Record
Deed Book / Page55515 / 113
Record RefreshedJun 08, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address112 CENTRAL ST, GARDNER, MA 01440
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070971-383
DateAug 30, 2024
Book Page70971/383
Instrument70940
Lender
NameCHURCH EXTENSION PLAN
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2054

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address112 CENTRAL ST, GARDNER, MA 01440
Document Number57751-308
Book / Page057751 / 000308
Instrument DateSep 15, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number57751-308
DateSep 19, 2017
Book Page057751/000308
Instrument3062
Lender
NameCHURCH EXTENSION PLAN
Agreement
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address112 CENTRAL ST, GARDNER, MA 01440
Document Number56680-235
Book / Page056680 / 000235
Instrument DateJan 24, 2017
Transaction TypeMortgage
Record UpdatedFeb 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number56680-235
DateJan 30, 2017
Book Page056680/000235
Instrument10919
Lender
NameCHURCH EXTENSION PLAN
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearAssessed Value
2025$2,447,400 (+26.44%) Land $160,400 Building $2,287,000
2024$1,935,600 (+3.23%) Land $155,100 Building $1,780,500
2023$1,875,000 Land $115,000 Building $1,760,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 16% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNGARD M:R27 B:21 L:6
Alternative APN
  • M:P-25 B:0026C L:0006

Exterior

Lot Area82,764 sqft (1.9 acres)
Total Buildings2 Total Buildings

Location & Zoning

Street Address112 CENTRAL ST
CityGARDNER
StateMA
Zip01440
Property UsageOther Property Usage
TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal Block21
Legal Lot Number6
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup2
Census Block2001
Census Tract707200

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