112 Cavalier Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 112 Cavalier Rd, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,416 sqft · built 1971
Lot Size	0.303 acres (13,194 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jul 2019)
Tax Bill	$850 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-20-690000-024830`

Property Details

APN / Parcel Number

Primary APN	`26-29-20-690000-024830`
Alternative APNs	`202926690000024830` `02926000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	13,194 sqft (0.303 acres)
Lot Dimensions	120 ft deep x 110 ft wide
View / Lot	Commercial/Industrial

Exterior Amenities

Pool Area	392 sqft
Pool House	Pool House
Porch	Screened/Unfinished Porch
Porch Area	133 sqft
Patio Area	180 sqft
Shed	1 Shed
Utility Building	80 sqft

Location & Zoning

Street Address	112 CAVALIER RD
City	WINTER HAVEN
State	FL
Zip	33880-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAHNETA FARMS PB 1 PG 82A 82B LOT 248 W 110 FT OF E 140 FT OF S 120 FT OF N 435 FT
Legal Range	26E
Legal Township	29S
Legal Section	20
Legal Subdivision	WAHNETA FARMS
Legal Tract	690000
Legal Block	2
Legal Lot Number	248
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2010
Census Tract	14502

Owner

Source: Polk County records · APN 26-29-20-690000-024830

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 CAVALIER RD, WINTER HAVEN, FL 33880-6119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage MORTGAGE FIRM
Dec 31, 2019	Correction Deed, Transfer TOWN AND COUNTRY TITLE GUARANTY/HOLLYWOOD, TOWN & CNTRY TITLE GNTY/HOLLYW
Jul 17, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Sep 29, 2016 · Amount on Record
Deed Document Number	2019149058
Deed Book / Page	10909 / 1891
Prior Transfer Date	Jan 23, 2008
Prior Transfer Doc	0000030414
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	112 CAVALIER RD, WINTER HAVEN, FL 33880-6119
Document Number	0114992281
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 CAVALIER RD WINTER HAVEN FL 338806119, WINTER HAVEN, FL 33880-6119

Mortgage

Document Number	0114992281
Date	Dec 17, 2020
Book Page	011499/002281
Instrument	273012

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

December 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Dec 31, 2019
Property Address	112 CAVALIER RD, WINTER HAVEN, FL 33880-6119
Document Number	0110921603
Book / Page	011092 / 001603
Instrument Date	Dec 13, 2019
Instrument	277299
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	TOWN AND COUNTRY TITLE GUARANTY/HOLLYWOOD, TOWN & CNTRY TITLE GNTY/HOLLYW

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 CAVALIER RD WINTER HAVEN FL 338806119, WINTER HAVEN, FL 33880-6119

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 17, 2019
Property Address	112 CAVALIER RD, WINTER HAVEN, FL 33880-6119
Document Number	0109091891
Book / Page	010909 / 001891
Instrument Date	Jul 12, 2019
Instrument	149058
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	TOWN AND COUNTRY TITLE GUARANTY/HOLLYWOOD, TOWN & CNTRY TITLE GNTY/HOLLYW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 CAVALIER RD WINTER HAVEN FL 338806119, WINTER HAVEN, FL 33880-6119

Mortgage

Document Number	109091893
Date	Jul 17, 2019
Book Page	010909/001893
Instrument	149059

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00 (-32.81%) Homeowner's exemption	$105,992 (+5.99%)	$176,558 (-0.83%) Land $30,597 Building $145,961
2023	$1,265.00 (+4.81%) Homeowner's exemption	$100,005 (+3%)	$178,027 (+3.61%) Land $18,358 Building $159,669
2022	$1,207.00 Homeowner's exemption	$97,092	$171,829 Land $15,299 Building $156,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2004–2022)
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 271 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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