112 Cardinal Dr, Seneca, SC 29672 Property Records

Oconee County property record for 112 Cardinal Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,370 sqft · built 1982
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on Record
Tax Bill	$2,403 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-07-03-015`

Property Details

APN / Parcel Number

Primary APN	`520-07-03-015`
Alternative APN	`55337`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,370 sqft Living Area
Basement Area	720 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Contemporary
Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	31,363 sqft (0.719 acres)
Lot Dimensions	289 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55337
Old Parcel Number	520 07 03 015
Street Address	112 CARDINAL DR
City	SENECA
State	SC
Zip	29672-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 ANNEX 2 NORMANDY SHORE
Legal Subdivision	NORMANDY SHORE ADD
Legal Block	3
Legal Lot Number	13
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1063
Census Tract	30601

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	112 CARDINAL DR, SENECA, SC 29672-2257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORP
Jan 31, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 31, 2022
Transfer Doc	0000012088
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	112 CARDINAL DR, SENECA, SC 29672-2257
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012290
Date	Feb 3, 2022
Book Page	4284/319
Instrument	12290

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	112 CARDINAL DR, SENECA, SC 29672-2257
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013651
Date	Feb 25, 2021
Book Page	4106/287
Instrument	13651

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Jan 31, 2022
Property Address	112 CARDINAL DR, SENECA, SC 29672-2257
Document Number	0000012088
Book / Page	2774 / 189
Map Reference	MB P34 PG 131
Instrument Date	Jan 28, 2022
Instrument	12088
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 CARDINAL DR, SENECA, SC 29672-2257

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,403.00	$16,000 (-) Land $4,838 Building $11,162	$400,014 (-) Land $120,960 Building $279,054
2023		$16,000 Land $4,838 Building $11,162	$400,014 Land $120,960 Building $279,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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