112 Capitola Ave, #200, Capitola, CA 95010 Property Records

Santa Cruz County property record for 112 Capitola Ave, #200, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,125 sqft · built 2007
Lot Size	0.024 acres (1,045 sqft)
Owner	2 Trust Names on File
Last Sale	$1,050,000 (Aug 2016)
Tax Bill	$15,190 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`035-401-03`

Property Details

APN / Parcel Number

Primary APN	`035-401-03`
Alternative APN	`035-401-03-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,125 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	1,045 sqft (0.024 acres)
Deck Area	212 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 CAPITOLA AVE, 200
City	CAPITOLA
State	CA
Zip	95010-3203
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	112 CAPITOLA AVENUE
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2003
Census Tract	121801

Owner

112 Capitola Ave, #200 is held in a trust since August 2016.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14613 BRONSON AVE, SAN JOSE, CA 95124-3556
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2016 · Amount on File
Deed Sale	Aug 26, 2016 · Amount on File
Deed Document Number	201631923
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	112 CAPITOLA AVE # 200, 200, CAPITOLA, CA 95010-3203
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14613 BRONSON AVE, SAN JOSE, CA 95124-3556

Mortgage

Document Number	0000002323
Date	Feb 3, 2026
Instrument	2026-0002323

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	9%
Max Rate At Change	5%
Index	SOFR Average 30-Day
Max Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 112 Capitola Ave, #200 was $15,190.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,242,987 (+2%) Land $870,091 Building $372,896
2025	$15,190.00	$1,218,616 Land $853,031 Building $365,585
2023	$13,784.00 (+1.03%)	$1,171,296 Land $819,907 Building $351,389	$1,484,010
2022	$13,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Capitola Ave, #200 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 individual policies
Nearby Flood Policies	40 units insured incl. 16 condo units
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 112 Capitola Ave, #200 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Capitola Ave

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