112 Caldwell Ln, Davidson, NC 28036 Property Records

Mecklenburg County property record for 112 Caldwell Ln, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,175 sqft · built 2003
Lot Size0.191 acres (8,331 sqft)
OwnerIndividual Name on Record
Last Sale$676,000 (Nov 2020)
Tax Bill$7,458 (2023)
Deeds & MortgagesAug 2020 Mortgage
Oct 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN003-153-55

Property Details

APN / Parcel Number

Primary APN003-153-55

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,175 sqft Heated Area
Gross Area4,223 sqft
1st Floor Area2,005 sqft
Upper Floors Area1,074 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area8,331 sqft (0.191 acres)
Garage Area528 sqft
PorchPorch
Porch Area352 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Old Parcel Number003-153-55
Street Address112 CALDWELL LN
CityDAVIDSON
StateNC
Zip28036-6528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVI
Legal DescriptionL124 M37-529
Legal SubdivisionNEW NBRHD/OLD DAVIDSON PH 02 M
Legal Lot Number124
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1021
Census Tract6404

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address112 CALDWELL LN, DAVIDSON, NC 28036-6528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
UWHARRIE BANK
Oct 16, 2020Deed of Trust, Mortgage · Line of Credit
UWHARRIE BANK
Nov 2, 2020Warranty Deed, Construction Loan · Construction Mortgage
STEARNS LENDING LLC
Aug 2, 2017Warranty Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2020 · Amount on Record
Deed SaleNov 2, 2020 · Amount on Record
Prior SaleAug 2, 2017 · Amount on Record
Deed Document Number0035265341
Deed Book / Page35265 / 341
Record UpdatedJun 7, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address112 CALDWELL LN, DAVIDSON, NC 28036-6528
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000138158
DateAug 31, 2020
Book Page34992/560
Instrument2020138158
Lender
NameUWHARRIE BANK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address112 CALDWELL LN, DAVIDSON, NC 28036-6528
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 CALDWELL LN, DAVIDSON, NC 28036-6528

Mortgage

Document Number0000171023
DateOct 16, 2020
Book Page35189/1
Instrument2020171023
Lender
NameUWHARRIE BANK
TypeBank
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 12, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 2, 2020
Property Address112 CALDWELL LN, DAVIDSON, NC 28036-6528
Document Number0000183481
Book / Page35265 / 341
Map ReferenceMB 37 PG 529
Instrument DateNov 2, 2020
Instrument2020183481
Transaction TypeConstruction Loan
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,352.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 CALDWELL LN, 112, DAVIDSON, NC 28036-6528

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 CALDWELL LN, DAVIDSON, NC 28036-6528

Mortgage

Document Number0000183482
DateNov 2, 2020
Instrument2020183482
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 2, 2017
Property Address112 CALDWELL LN, DAVIDSON, NC 28036-6528
Document Number0000104745
Book / Page032018 / 000026
Instrument DateJul 27, 2017
Instrument104745
Transaction TypeTransfer
Record UpdatedAug 23, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,130.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address112 CALDWELL LN DAVIDSON NC 280366528, DAVIDSON, NC 28036-6528

Mortgage

Document Number104746
DateAug 2, 2017
Book Page032018/000028
Instrument104746
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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