112 Biscoe Dr, Cincinnati, OH 45215 Property Records

Hamilton County property record for 112 Biscoe Dr, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,528 sqft · built 1962
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$95,500 (Jan 1997)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`671-0014-0242-00`

Property Details

APN / Parcel Number

Primary APN	`671-0014-0242-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	1,148 sqft
Basement Area	1,068 sqft
Finished Basement	380 sqft
Unfinished Basement	688 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	152 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	112 BISCOE DR
City	CINCINNATI
State	OH
Zip	45215-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISCOE 60 X 152.50 IRR LOT 39 POWELL READING GARDEN BLK C
Legal Subdivision	POWELLS READING GARDENS
Legal Block	C
Legal Lot Number	39
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	1
Census Block	1000
Census Tract	23222

Owner

112 Biscoe Dr is owned and occupied by an individual who bought it in January 1997.

Source: Hamilton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	112 BISCOE DR, CINCINNATI, OH 45215-3719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 7, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST FIN'L BK&TR
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 1997 · Amount on File
Deed Sale	Jan 7, 1997 · Amount on File
Deed Document Number	19973043
Deed Book / Page	7242 / 941
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	112 BISCOE DR, CINCINNATI, OH 45215-3719
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BISCOE DR, CINCINNATI, OH 45215-3719

Mortgage

Document Number	0000016471
Date	Mar 5, 2026
Book Page	15616/1744
Instrument	2026-0016471

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 25, 2056

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	112 BISCOE DR, CINCINNATI, OH 45215-3719
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BISCOE DR, CINCINNATI, OH 45215-3719

Mortgage

Document Number	0000017981
Date	Mar 16, 2023
Book Page	14874/1078
Instrument	2023-0017981

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 25, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	112 BISCOE DR, CINCINNATI, OH 45215-3719
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036453
Date	Apr 11, 2022
Book Page	14643/178
Instrument	2022-0036453

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	112 BISCOE DR, CINCINNATI, OH 45215-3719
Document Number	0000047274
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BISCOE DR READING OH 452153719, READING, OH 45215-3719

Mortgage

Document Number	0000047274
Date	Jun 17, 2019
Book Page	013940/000236
Instrument	47274

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 16, 2034

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	112 BISCOE DR, CINCINNATI, OH 45215-3719
Document Number	0000063011
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BISCOE DR CINCINNATI OH 452153719, CINCINNATI, OH 45215-3719

Mortgage

Document Number	0000063011
Date	Jul 23, 2018
Book Page	013715/000210
Instrument	63011

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 Biscoe Dr was $3,320.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,320.00 (-0.03%)	$61,156 (-) Land $13,559 Building $47,597	$174,730 Land $38,740 Building $135,990
2024	$3,321.00 (+0.21%)	$61,156 (-) Land $13,559 Building $47,597
2023	$3,314.00 (+7.32%)	$61,156 (+38.18%) Land $13,559 Building $47,597	$174,730 Land $38,740 Building $135,990
2022	$3,088.00	$44,258 Land $11,757 Building $32,501
2020			$126,450 Land $33,590 Building $92,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Biscoe Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1993–2001)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2001 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Biscoe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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