112 Birch St, Prophetstown, IL 61277 Property Records

Whiteside County property record for 112 Birch St, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Details	2 bd · 887 sqft · built 1978
Lot Size	0.245 acres (10,692 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Oct 2014)
Tax Bill	$2,827 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Refinance
Flood Zone	Zone X (moderate risk)
APN	`1532427016`

Property Details

APN / Parcel Number

Primary APN	`1532427016`
Alternative APN	`114475`

Interior

Bedrooms	2 Beds
Building Area	887 sqft Building Perimeter

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	10,692 sqft (0.245 acres)
Lot Dimensions	132 ft deep x 81 ft wide
Garage Area	576 sqft

Location & Zoning

Account Number	114475
Street Address	112 BIRCH ST
City	PROPHETSTOWN
State	IL
Zip	61277-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A A HENNINGSEN SUB SLY 46 OF LOT 14 & NLY 35 OF LOT 15 123402
Legal Subdivision	A A HENNINGSEN SUBDIVISION
Legal Lot Number	14-15
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	1
Census Block	1051
Census Tract	700

Owner

112 Birch St is owned and occupied by an individual who bought it in October 2014.

Source: Whiteside County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	112 BIRCH ST, PROPHETSTOWN, IL 61277-1027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Mar 10, 2023	Warranty Deed, Transfer · Stand-Alone Refinance NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2014 · Amount on File
Deed Sale	Oct 15, 2014 · Amount on File
Prior Sale	Nov 9, 2009 · Amount on File
Deed Document Number	20145841
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	112 BIRCH ST, PROPHETSTOWN, IL 61277-1027
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001140
Date	Mar 10, 2023
Instrument	2023-01140

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2028

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 10, 2023
Property Address	112 BIRCH ST, PROPHETSTOWN, IL 61277-1027
Document Number	0000001138
Instrument Date	Mar 10, 2023
Instrument	2023-01138
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BIRCH ST, PROPHETSTOWN, IL 61277-1027
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001139
Date	Mar 10, 2023
Instrument	2023-01139

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 112 Birch St was $2,827.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,827.00	$40,129 Land $4,239 Building $35,890
2024			$120,387 Land $12,717 Building $107,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Birch St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Birch St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROPHETSTOWN serves 1,946 people · EPA ID IL1950400
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

Nearby Properties on Birch St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures