112 Bertram Rd, Niles, MI 49120 Property Records

Berrien County property record for 112 Bertram Rd, Niles, MI 49120 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,318 sqft · built 1930
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Oct 2025)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Nov 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-0850-0017-05-6`

Property Details

APN / Parcel Number

Primary APN	`14-0850-0017-05-6`
Alternative APN	`11-14-0850-0017-05-6`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Raised Ranch
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 BERTRAM RD
City	NILES
State	MI
Zip	49120-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 17 VILLAGE OF BERTRAND PLAT OF 1834 EXCEPT THE EAST 20' THEREOF
Legal Subdivision	BERTRAND BERRIEN COUNTY
Legal Block	17
Legal Lot Number	2
Legal Unit	2
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1013
Census Tract	21100

Owner

Source: Berrien County records · APN 14-0850-0017-05-6

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	112 BERTRAM RD, NILES, MI 49120-4120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Nov 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Oct 29, 2025	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Oct 23, 2020	Deed, Transfer
Sep 28, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	2025444976
Deed Book / Page	3463 / 1276
Prior Transfer Date	Jan 06, 2022
Prior Transfer Doc	003360/373
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	112 BERTRAM RD, NILES, MI 49120-4120
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1936 BOND ST, NILES, MI 49120-4049

Mortgage

Document Number	03399/2056
Date	Mar 06, 2023
Book Page	3399/2056
Instrument	2023373994

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2033

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	112 BERTRAM RD, NILES, MI 49120-4120
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BERTRAM RD, NILES, MI 49120-4120

Mortgage

Document Number	03416/2442
Date	Nov 30, 2023
Book Page	3416/2442
Instrument	2023393740

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2033

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 29, 2025
Property Address	112 BERTRAM RD, NILES, MI 49120-4120
Document Number	03463/1276
Book / Page	3463 / 1276
Map Reference	LB B PG 72
Instrument Date	Oct 29, 2025
Instrument	2025444976
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BERTRAM RD, NILES, MI 49120-4120

Mortgage

Document Number	0034631279
Date	Oct 29, 2025
Instrument	3463/1279

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Mortgage

Document Number	03463/1296
Date	Oct 29, 2025
Book Page	3463/1296
Instrument	2025444978

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 11, 2022
Property Address	112 BERTRAM RD, NILES, MI 49120-4120
Document Number	003360/373
Book / Page	3360 / 373
Map Reference	LB B PG 72
Instrument Date	Jan 11, 2022
Instrument	2022340205
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BERTRAM RD, NILES, MI 49120-4120

Mortgage

Document Number	0003360374
Date	Jan 11, 2022
Instrument	3360/374

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 23, 2020
Property Address	112 BERTRAM RD, NILES, MI 49120-4120
Document Number	03296/3351
Book / Page	3296 / 3351
Map Reference	VOL B PG 72
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	689 E COLUMBUS ST, MARTINSVILLE, IN 46151-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1936 BOND ST, NILES, MI 49120-4049
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 28, 2020
Property Address	112 BERTRAM RD, NILES, MI 49120-4120
Document Number	03292/2149
Book / Page	3292 / 2149
Map Reference	VOL B PG 72
Instrument Date	Sep 23, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1936 BOND ST, NILES, MI 49120-4049
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,500 (+18.06%)	$183,000 (+18.06%)
2025	$1,534.00 (+2.2%) Homeowner's exemption	$77,500 (+61.8%)	$155,000 (+61.8%)
2024	$1,501.00 (+78.27%)
2023		$47,900	$95,800
2022	$842.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210211001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–2016)
Most Recent Claim	Aug 2016

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Midwest Energy Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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