Nelson County property record for 112 Bertram Ct, Bardstown, KY 40004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,550 sqft · built 2019 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,500 (Jun 2022) |
| Tax Bill | $690 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54S20-09-034 |
| Primary APN | 54S20-09-034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,550 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 92512 |
|---|---|
| Street Address | 112 BERTRAM CT |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-6739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTAGE GROVE LT 138 PC4-62 |
| Legal Subdivision | COTTAGE GROVE |
| Legal Lot Number | 138 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 930304 |
112 Bertram Ct is owned and occupied by an individual who bought it in June 2022.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 BERTRAM CT, BARDSTOWN, KY 40004-6739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed, Transfer · Conventional Mortgage PARK COMMUNITY FCU |
| Mar 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on File |
| Deed Sale | Jun 27, 2022 · Amount on File |
| Prior Sale | Mar 4, 2021 · Amount on File |
| Deed Document Number | 20227784 |
| Deed Book / Page | 583 / 66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jun 27, 2022 |
| Property Address | 112 BERTRAM CT, BARDSTOWN, KY 40004-6739 |
| Document Number | 000D583/66 |
| Book / Page | D583 / 66 |
| Map Reference | CAB 4 SL 62 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022007784 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 157 TRAVIS RD, SHEPHERDSVILLE, KY 40165-9661 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 112 BERTRAM CT, BARDSTOWN, KY 40004-6739 |
| Document Number | 2022007785 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022007785 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Mar 4, 2021 |
| Property Address | 112 BERTRAM CT, BARDSTOWN, KY 40004-6739 |
| Document Number | 00D567/521 |
| Book / Page | D567 / 521 |
| Map Reference | CAB 4 SL 62 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 2021002681 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | EXECUTIVE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 GLENVIEW DR, BARDSTOWN, KY 40004-9183 |
| Name | Verified Name |
|---|---|
| Address | 112 BERTRAM CT, BARDSTOWN, KY 40004-6739 |
| Document Number | 2021002682 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021002682 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 112 Bertram Ct was $690.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bardstown City |
| County | Nelson County |
| Unified School District | Bardstown Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $690.00 | $219,500 Building $219,500 | $219,500 Building $219,500 |
| 2023 | $730.00 | $219,500 | $219,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Bertram Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 112 Bertram Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2018 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Bardstown Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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