112 Baycrest Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 112 Baycrest Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,748 sqft · built 2021
Lot Size	0.113 acres (4,909 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Sep 2025)
Tax Bill	$4,043 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`T220500053`

Property Details

APN / Parcel Number

Primary APN	`T220500053`
Alternative APN	`5-116B-D110-00-0047.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
Gross Area	2,432 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	4,909 sqft (0.113 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T220500053
Street Address	112 BAYCREST CT
City	SAINT CHARLES
State	MO
Zip	63301-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE LANDING #2 LOT 47
Legal Subdivision	CHARLESTOWNE LANDING #2
Legal Lot Number	47
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	4
Census Block	4002
Census Tract	310201

Owner

112 Baycrest Ct is owned and occupied by two individuals who bought it in September 2025.

Source: St. Charles County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 BAYCREST CT, SAINT CHARLES, MO 63301-3802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage JLB CORP
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage PARK LENDING SERVICES INC
Apr 29, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Jun 16, 2023 · Amount on File
Deed Document Number	202540979
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 17, 2025
Property Address	112 BAYCREST CT, SAINT CHARLES, MO 63301-3802
Document Number	0000040979
Map Reference	DOC 2021T069088
Instrument Date	Sep 15, 2025
Instrument	2025R-040979
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3829 TANZANITE TRL, EDWARDSVILLE, IL 62025-6793

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 BAYCREST CT, SAINT CHARLES, MO 63301-3802

Mortgage

Document Number	0000040980
Date	Sep 17, 2025
Instrument	2025R-040980

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 16, 2023
Property Address	112 BAYCREST CT, SAINT CHARLES, MO 63301-3802
Document Number	0000023355
Map Reference	DOC 2021R-069088
Instrument Date	Jun 9, 2023
Instrument	2023R-023355
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BAYCREST CT, SAINT CHARLES, MO 63301-3802
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023356
Date	Jun 16, 2023
Instrument	2023R-023356

Lender

Name	PARK LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 29, 2022
Property Address	112 BAYCREST CT, SAINT CHARLES, MO 63301-3802
Document Number	0000024679
Map Reference	DOC 2021R-069088
Instrument Date	Apr 28, 2022
Instrument	2022R-024679
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 BAYCREST CT, SAINT CHARLES, MO 63301-3802

Mortgage

Document Number	0000024680
Date	Apr 29, 2022
Instrument	2022R-024680

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 112 Baycrest Ct was $4,043, down 0.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,288 (-)	$296,254 (-) Land $67,833 Building $228,421
2025	$4,043.00 (-0.42%)	$56,288	$296,254 Land $67,833 Building $228,421
2024	$4,060.00
2023		$55,011 (+426.42%)
2022	$2,773.00	$10,450	$289,532 (+426.42%) Land $61,111 Building $228,421
2021			$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 112 Baycrest Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Baycrest Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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