Madison County property record for 112 Armitage Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Apr 2025) |
| Tax Bill | $1,933 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056A-0002-0009 |
| Primary APN | 056A-0002-0009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,200 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 46002 |
|---|---|
| Street Address | 112 ARMITAGE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER WOODS LOT 27 |
| Legal Subdivision | LANCASTER |
| Legal Lot Number | 27 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10903 |
112 Armitage Dr is owned and occupied by an individual who bought it in April 2025.
Source: Madison County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 112 ARMITAGE DR, RICHMOND, KY 40475-8746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2025 | Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Jun 16, 2017 | Deed, Transfer · Conventional Mortgage KENTUCKY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on File |
| Deed Sale | Apr 28, 2025 · Amount on File |
| Prior Sale | Jun 16, 2017 · Amount on File |
| Deed Document Number | 2014257416 |
| Deed Book / Page | D866 / 767 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 28, 2025 |
| Property Address | 112 ARMITAGE DR, RICHMOND, KY 40475-8746 |
| Document Number | 00D866/767 |
| Book / Page | D866 / 767 |
| Map Reference | MB 2 PG 106 |
| Instrument Date | Apr 18, 2025 |
| Instrument | 2014257416 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 S WILLOW LN # LN3, LN3, PRESTONSBURG, KY 41653-1438 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 112 ARMITAGE DR, RICHMOND, KY 40475-8746 |
| Document Number | 2014257417 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | 2014257417 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.29% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.29% |
| Max Rate At Change | 8.29% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 16, 2017 |
| Property Address | 112 ARMITAGE DR, RICHMOND, KY 40475-8746 |
| Document Number | D00746/203 |
| Book / Page | D00746 / 203 |
| Map Reference | MB2 PG106 |
| Instrument Date | May 13, 2017 |
| Instrument | 2013960158 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 ARMITAGE DR, RICHMOND, KY 40475-8746 |
| Name | Verified Name |
|---|---|
| Address | 112 ARMITAGE DR, RICHMOND, KY 40475-8746 |
| Document Number | 2013960159 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 2013960159 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 112 Armitage Dr was $1,933 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,933.00 Additional exemption filed | $205,000 | $205,000 |
| 2023 | $1,649.00 | $170,000 | $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Armitage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1990–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Armitage Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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