112 Arjay Sawmill Hill Rd, Arjay, KY 40902 Property Records

Bell County property record for 112 Arjay Sawmill Hill Rd, Arjay, KY 40902

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 2011
Owner	Individual Name on Record
Last Sale	$58,500 (Dec 2018)
Tax Bill	$698 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-20-00-048.00`

Property Details

APN / Parcel Number

Primary APN	`101-20-00-048.00`
Alternative APNs	`8631` `594`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 2011
Exterior Material	Vinyl
Terrain	Rolling

Location & Zoning

Account Number	8631
Street Address	112 ARJAY SAWMILL HILL RD
City	ARJAY
State	KY
Zip	40902-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROPERTY AT ARJAY & HOME
Jurisdiction	BELL KY
Township / Civil Division	PINEVILLE
Census Block Group	2
Census Block	2023
Census Tract	960100

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 282, ARJAY, KY 40902-0282
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL BANK CORP
Dec 4, 2018	Deed, Transfer · FHA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	177523
Deed Book / Page	D380 / 347
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	112 ARJAY SAWMILL HILL RD, ARJAY, KY 40902-9000
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M347/215
Date	Dec 6, 2017
Book Page	M347/215
Instrument	173628

Lender

Name	HOME FEDERAL BANK CORP
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Dec 4, 2018
Property Address	112 ARJAY SAWMILL HILL RD, ARJAY, KY 40902-9000
Document Number	00D380/347
Book / Page	D380 / 347
Instrument Date	Nov 23, 2018
Instrument	177523
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 ARJAY SAWMILL HILL RD, 112, ARJAY, KY 40902-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	112 ARJAY SAWMILL HILL RD, ARJAY, KY 40902-9000

Mortgage

Document Number	0000177524
Date	Dec 4, 2018
Instrument	177524

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$698.00 (+2.05%)	$58,500 (-) Land $58,500	$58,500 (-) Land $58,500
2023	$684.00	$58,500	$58,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1984–2025)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 5 claims Severe Storms & Flooding, Jun 1989 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 82% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEVILLE WATER SYSTEM serves 16,573 people · EPA ID KY0070353
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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