112 Agate Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 112 Agate Dr, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	1,700 sqft · built 1998
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,000 (Feb 2025)
Tax Bill	$1,728 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-002-003`

Property Details

APN / Parcel Number

Primary APN	`053-002-003`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,276 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Roof Material	Metal
Lot Area	53,579 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	88 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	112 AGATE DR
City	SPRING CREEK
State	NV
Zip	89815-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 103 SPRING CREEK CORPORATION FILE 60406
Legal Subdivision	SPRING CREEK TRACT 103
Legal Tract	103
Legal Block	2
Legal Lot Number	3
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1015
Census Tract	951403

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 AGATE DR, SPRING CREEK, NV 89815-5730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jul 12, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 27, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Document Number	2025847001
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	112 AGATE DR, SPRING CREEK, NV 89815-5730
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 AGATE DR, SPRING CREEK, NV 89815-5730

Mortgage

Document Number	0000824795
Date	Sep 7, 2023
Instrument	824795

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	112 AGATE DR, SPRING CREEK, NV 89815-5730
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000790962
Date	Jul 12, 2021
Instrument	790962

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 27, 2017
Property Address	112 AGATE DR, SPRING CREEK, NV 89815-5730
Document Number	0000735124
Instrument Date	Nov 21, 2017
Instrument	735124
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	NV 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	112 AGATE DR, SPRING CREEK, NV 89815-5730

Mortgage

Document Number	0000735125
Date	Dec 27, 2017
Instrument	735125

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,728.00 (-1.99%)	$64,453 (-2.05%) Land $14,000 Building $50,453	$184,151 (-2.05%) Land $40,000 Building $144,151
2025	$1,763.00 (+18.08%)	$65,800 (+13.07%) Land $14,000 Building $51,800	$188,000 (+13.07%) Land $40,000 Building $148,000
2023	$1,493.00 (+9.62%)	$58,194 (+14.57%) Land $9,975 Building $48,219	$166,269 (+14.57%) Land $28,500 Building $137,769
2022	$1,362.00	$50,795 Land $9,975 Building $40,820	$145,129 Land $28,500 Building $116,629

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.3% of the US · above 94% of Nevada
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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