112 Abbot St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 112 Abbot St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,570 sqft · built 1997
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,249,999 (Apr 2019)
Tax Bill	$22,026 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00076 B:00012 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00076 B:00012 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,570 sqft Living Area
Gross Area	8,827 sqft
Basement Area	2,150 sqft
Unfinished Basement	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	112 ABBOT ST
City	ANDOVER
State	MA
Zip	01810-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Subdivision	ANDOVER
Legal Block	12
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1005
Census Tract	254301

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 ABBOT ST, ANDOVER, MA 01810-4833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION
Oct 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION
Apr 18, 2019	Quit Claim Deed, Transfer MISCELLANEOUS FIN & MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Prior Sale	Jun 19, 2000 · Amount on Record
Deed Document Number	20198149
Deed Book / Page	15817 / 151
Prior Transfer Date	Apr 12, 2019
Prior Transfer Doc	15817-151
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	112 ABBOT ST, ANDOVER, MA 01810-4833
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018539-12
Date	Mar 25, 2026
Book Page	18539/12
Instrument	4359

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	112 ABBOT ST, ANDOVER, MA 01810-4833
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018390-172
Date	Sep 23, 2025
Book Page	18390/172
Instrument	16459

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	112 ABBOT ST, ANDOVER, MA 01810-4833
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17234-227
Date	Nov 17, 2021
Book Page	17234/227
Instrument	37890

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	112 ABBOT ST, ANDOVER, MA 01810-4833
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16532-1
Date	Oct 6, 2020
Book Page	16532/1
Instrument	27082

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Apr 18, 2019
Property Address	112 ABBOT ST, ANDOVER, MA 01810-4833
Document Number	15817-151
Book / Page	015817 / 000151
Instrument Date	Apr 12, 2019
Instrument	8149
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,700.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 ABBOT ST ANDOVER MA 018104833, ANDOVER, MA 01810-4833

Mortgage

Document Number	15817-153
Date	Apr 18, 2019
Book Page	015817/000153
Instrument	8150

Lender

Name	MISCELLANEOUS FIN & MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,026.00 (-3.8%)	$1,763,500 (-0.79%) Land $612,100 Building $1,151,400	$2,127,145
2024	$22,895.00 (+10.29%)	$1,777,600 (+16.98%) Land $560,800 Building $1,216,800
2023	$20,758.00	$1,519,600 Land $505,100 Building $1,014,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1987–2010)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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