112 4th St, Spencer, NC 28159 Property Records

Rowan County property record for 112 4th St, Spencer, NC 28159 · Last verified July 2026

Property Highlights

Property TypeCommercial > Office > Office Building
Year BuiltBuilt 1990
Square Footage1,224 sqft Total Area
Lot Size7,231 sqft (0.166 acres)
Last Sale$90,000 (2021)
Tax Bill$1,101.00 (2025)

Property Details

APN / Parcel Number

Primary APN032 155
Alternative APN
  • 506332500

Interior

Building Area1,224 sqft Total Area
1st Floor1,224 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1990
Exterior MaterialWood Exterior
Lot Area7,231 sqft (0.166 acres)
Depth X Width14.5 ft x 5 ft Depth x Width
Porch1 Porch
Porch Area100 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address112 4TH ST
CitySPENCER
StateNC
Zip28159-2214
Property UsageCommercial Property Usage
TypeCommercial > Office > Office Building
Legal DescriptionL 7 BLK 9 A.B. ANDREWS JR.
Legal SubdivisionA B ANDREWS JR
Legal Block9
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup2
Census Block2029
Census Tract50700

Owner

Source: Rowan County records · APN 032 155

Assessment roll updated August 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address160 SCOTTSDALE DR, SALISBURY, NC 28146-2380
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2022Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES BANK
Jul 23, 2021Warranty Deed, Transfer · Seller Take-Back
CHARLES M SIDES ETUX

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2021 · Amount on Record
Deed SaleJul 23, 2021 · Amount on Record
Prior SaleJan 18, 1996 · Amount on Record
Deed Book / Page1380 / 247
Last Transfer DateMar 16, 2023
Transfer Doc1422000871
Record RefreshedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address112 4TH ST, SPENCER, NC 28159-2214
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 S SALISBURY AVE, SPENCER, NC 28159-2102

Mortgage

Document Number0014130097
DateNov 03, 2022
Book Page1413/97
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJul 23, 2021
Property Address112 4TH ST, SPENCER, NC 28159-2214
Document Number0013800247
Book / Page1380 / 247
Map ReferenceMB 9995 PG 3
Instrument DateJul 16, 2021
Transaction TypeTransfer
Record UpdatedAug 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address42 CLUB HOUSE DR, 42, NEW LONDON, NC 28127-9116

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 SCOTTSDALE DR, SALISBURY, NC 28146-2380

Mortgage

Document Number1380248
DateJul 23, 2021
Instrument1380/248
Lender
NameCHARLES M SIDES ETUX
TypeSeller
Agreement
TypeSeller Take-Back
AmountAmount Recorded
Term17 Months
DueDec 01, 2022

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,101.00$97,506 (-) Land $20,000 Building $77,506
2023$1,101.00$97,506 Land $20,000 Building $77,506$97,506 Land $20,000 Building $77,506

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on 4th St

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