112 4th St, Garwin, IA 50632 Property Records

Tama County property record for 112 4th St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,224 sqft · built 1977
Lot Size	0.517 acres (22,521 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Nov 2022)
Tax Bill	$1,544 (2025)
Deeds & Mortgages	Jun 2013 Mortgage Jan 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09.11.426.007`

Property Details

APN / Parcel Number

Primary APN	`09.11.426.007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft
Basement Area	2,224 sqft
Finished Basement	1,350 sqft
Unfinished Basement	2,224 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,521 sqft (0.517 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	112 4TH ST
City	GARWIN
State	IA
Zip	50632-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 BLK 2 HARD MAPLE
Legal Subdivision	HARD MAPLE
Legal Block	2
Legal Lot Number	3-4
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3014
Census Tract	290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	112 4TH ST, GARWIN, IA 50632-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2013	Deed of Trust, Mortgage · Commercial Mortgage GRINNELL STATE BANK
Jan 31, 2025	Intrafamily Transfer, Transfer
Nov 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage FARMERS SAVINGS BANK
Dec 5, 2016	Warranty Deed, Transfer · Line of Credit PINNACLE BANK
May 18, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	20223153
Last Transfer Date	Jan 29, 2025
Transfer Doc	0000000240
Record Updated	Oct 29, 2026

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	112 4TH ST, GARWIN, IA 50632-9722
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000919/333
Date	Jun 24, 2013
Book Page	0919/333
Instrument	2013-1875

Lender

Name	GRINNELL STATE BANK
Address	GRINNELL, IA 50112

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 21, 2033

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Jan 31, 2025
Property Address	112 4TH ST, GARWIN, IA 50632-9722
Document Number	0020250240
Instrument Date	Jan 29, 2025
Instrument	2025-0240
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 4TH ST, GARWIN, IA 50632-9722

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	112 4TH ST, GARWIN, IA 50632
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020223154
Date	Nov 30, 2022
Instrument	2022-3154

Lender

Name	FARMERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	5.7%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Nov 30, 2022
Property Address	112 4TH ST, GARWIN, IA 50632-9722
Document Number	0020223153
Instrument Date	Nov 30, 2022
Instrument	2022-3153
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 4TH ST, GARWIN, IA 50632-9722

Mortgage

Document Number	0020223154
Date	Nov 30, 2022
Instrument	2022-3154

Lender

Name	FARMERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	5.7%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

December 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Dec 5, 2016
Property Address	112 4TH ST, GARWIN, IA 50632-9722
Document Number	000966/211
Book / Page	0966 / 211
Instrument Date	Nov 29, 2016
Instrument	2016-3285
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 W HIGHWAY 30, TOLEDO, IA 52342
Investor	Possibly a Property Investor

Mortgage

Document Number	000965/001
Date	Dec 5, 2016
Book Page	0965/001
Instrument	2016-3286

Lender

Name	PINNACLE BANK
Type	Bank
Address	MARSHALLTOWN, IA 50158

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	May 18, 2005
Property Address	112 4TH ST, GARWIN, IA 50632-9722
Document Number	000746/031
Book / Page	0746 / 031
Instrument Date	May 17, 2005
Instrument	2005-4114
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 HOME PLZ, WATERLOO, IA 50701-4862

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,544.00	$96,430 (-9.39%) Land $11,250 Building $85,180	$96,430 (-9.39%) Land $11,250 Building $85,180
2023		$106,420 Land $11,250 Building $95,170	$106,420 Land $11,250 Building $95,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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