112 2nd St, Naples, FL 34113 Property Records

Collier County property record for 112 2nd St, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	875 sqft · built 1982
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Mar 2019)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Oct 2025 Sale Aug 2022 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`668500 2 195B32`

Property Details

APN / Parcel Number

Primary APN	`668500 2 195B32`
Alternative APNs	`772108800011481002195` `77210880001`

Interior

Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Street Address	112 2ND ST
City	NAPLES
State	FL
Zip	34113-8534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	TRAIL ACRES BLK 2 LOTS 19 & 20
Legal Range	26
Legal Township	50
Legal Section	32
Legal Subdivision	TRAIL ACRES
Legal Tract	668500
Legal Block	2
Legal Lot Number	19
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1005
Census Tract	10808

Owner

Source: Collier County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 2ND ST, NAPLES, FL 34113-8534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Aug 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Oct 19, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Mar 29, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20195690882
Deed Book / Page	5612 / 2874
Last Transfer Date	Oct 14, 2025
Transfer Doc	0065163460
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 14, 2025
Property Address	112 2ND ST, NAPLES, FL 34113-8534
Document Number	0065163460
Book / Page	6516 / 3460
Map Reference	MB 3 PG 50
Instrument Date	Oct 14, 2025
Instrument	6741153
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 2ND ST, NAPLES, FL 34113-8534

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	112 2ND ST, NAPLES, FL 34113-8534

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	112 2ND ST, NAPLES, FL 34113-8534
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 2ND ST, NAPLES, FL 34113-8534

Mortgage

Document Number	0061621785
Date	Aug 10, 2022
Book Page	6162/1785
Instrument	6294741

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	112 2ND ST, NAPLES, FL 34113-8534
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 2ND ST, NAPLES, FL 34113-8534

Mortgage

Document Number	0061621774
Date	Aug 10, 2022
Book Page	6162/1774
Instrument	6294740

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	112 2ND ST, NAPLES, FL 34113-8534
Document Number	0058502507
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 2ND ST NAPLES FL 341138534, NAPLES, FL 34113-8534

Mortgage

Document Number	0058502507
Date	Nov 25, 2020
Book Page	005850/002507
Instrument	5960190

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

Interest

Rate	3.12%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 29, 2019
Property Address	112 2ND ST, NAPLES, FL 34113-8534
Document Number	0056122874
Book / Page	5612 / 2874
Map Reference	MB 3 PG 50
Instrument Date	Mar 29, 2019
Instrument	5690882
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5210 WHITE RD, 5210, BROOKSVILLE, FL 34602-7960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 2ND ST, NAPLES, FL 34113-8534

Mortgage

Document Number	0005690883
Date	Mar 29, 2019
Instrument	5690883

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (+6.91%) Homeowner's exemption Widower's exemption	$229,611 (+2.9%)	$261,017 (-43.43%) Land $133,294 Building $127,723
2024	$2,056.00 (+1.63%) Homeowner's exemption Widower's exemption	$223,140 (+3%)	$461,371 (+20.48%) Land $381,516 Building $79,855
2023	$2,023.00 (-3.39%) Homeowner's exemption Widower's exemption	$216,641 (+3%)	$382,936 (+34.16%) Land $296,208 Building $86,728
2022	$2,094.00 Homeowner's exemption Widower's exemption	$210,331	$285,442 Land $194,387 Building $91,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 578 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,419 units insured incl. 841 condo units
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Oct 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

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