Mercer County property record for 112 1st Ave E, Zap, ND 58580
| Property Type | Single Family Home |
|---|---|
| Lot Size | 125 acres (5,445,000 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Aug 2021 Refinance May 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | ZZ14489030215 |
| Primary APN | ZZ14489030215 |
|---|
| Lot Area | 5,445,000 sqft (125 acres) |
|---|
| Street Address | 112 1ST AVE E |
|---|---|
| City | ZAP |
| State | ND |
| Zip | 58580-8035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 15 & 16 BLK 2 KRAFT ADD 6125 ZAP |
| Legal Subdivision | KRAFT ADD |
| Legal Block | 2 |
| Legal Lot Number | 15-16 |
| Jurisdiction | MERCER ND |
| Township / Civil Division | ZAP |
| Census Block Group | 1 |
| Census Block | 1232 |
| Census Tract | 961800 |
Source: Mercer County records · APN ZZ14489030215
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 123, ZAP, ND 58580-0123 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CREDIT UNION |
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL CU |
| Jan 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER ND |
| Property Address | 112 1ST AVE E, ZAP, ND 58580-8035 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 302/511 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 302/511 |
| Instrument | 222784 |
| Name | CAPITAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER ND |
| Property Address | 112 1ST AVE E, ZAP, ND 58580-8035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 269/025 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 269/025 |
| Instrument | 213971 |
| Name | CAPITAL CU |
|---|---|
| Type | Credit Union |
| Address | BISMARCK, ND 58501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 22, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER ND |
| Property Address | 112 1ST AVE E, ZAP, ND 58580-8035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 288/403 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 288/403 |
| Instrument | 219262 |
| Name | CAPITAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2030 |
Source: Mercer County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Mercer County |
| Municipality | Zap City |
| Unified School District | Beulah Public School District 27 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $20,945 (+2.4%) Land $3,755 Building $17,190 | $41,890 (+2.4%) Land $7,510 Building $34,380 |
| 2023 | $20,455 Land $3,755 Building $16,700 | $40,910 Land $7,510 Building $33,400 |
Source: FEMA National Flood Hazard Layer as of March 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2009–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2011 · Flooding |
| Wildfire Risk | Low lower than 65% of the US · above 47% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 250 |
| West River Telecommunications Cooperative Fiber | 1,000 / 1,000 |
Based on FCC filings for 118 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ZAP serves 237 people |
|---|---|
| Water Source | Purchased surface water from OMND WATER TREATMENT PLANT |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chloramine resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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