11197 Keystone Dr NE, Lowell, MI 49331 Property Records

Kent County property record for 11197 Keystone Dr NE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,042 sqft · built 1978
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Company Names on File
Last Sale	$473,000 (Jan 2024)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-12-29-427-013`

Property Details

APN / Parcel Number

Primary APN	`41-12-29-427-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,042 sqft Living Area
1st Floor Area	1,042 sqft
Basement Area	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	68,389 sqft (1.57 acres)
Lot Dimensions	240 ft deep x 65 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11197 KEYSTONE DR NE
City	LOWELL
State	MI
Zip	49331-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF GOVT LOT 3 COM AT INT OF CL OF ABRAHAMS DR & S LINE OF ABRAHAMS DRIVE PLAT TH SELY ALONG CL OF SD DR TO E&W 1/4 LINE
Legal Range	09W
Legal Township	08N
Legal Section	29
Legal Lot Number	3
Jurisdiction	KENT MI
Township / Civil Division	GRATTAN
Census Block Group	2
Census Block	2012
Census Tract	10902

Owner

Source: Kent County records · APN 41-12-29-427-013

Assessment roll updated June 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	11197 KEYSTONE DR NE, LOWELL, MI 49331-9786
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer · Conventional Mortgage MY CITY HOME LOANS INC
Apr 22, 2020	Warranty Deed, Transfer · VA Mortgage LAKE MI CU
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Apr 22, 2020 · Amount on Record
Deed Document Number	20242567
Last Transfer Date	Jun 26, 2025
Transfer Doc	0000056342
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 17, 2024
Property Address	11197 KEYSTONE DR NE, LOWELL, MI 49331-9786
Document Number	0000002567
Instrument Date	Jan 08, 2024
Instrument	20240117-0002567
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,547.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11197 KEYSTONE DR NE, LOWELL, MI 49331-9786

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2284 BREEZY POINT DR NE, GRAND RAPIDS, MI 49525-1846

Mortgage

Document Number	0000002568
Date	Jan 17, 2024
Instrument	20240117-0002568

Lender

Name	MY CITY HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 22, 2020
Property Address	11197 KEYSTONE DR NE, LOWELL, MI 49331-9786
Document Number	0000033971
Instrument Date	Apr 03, 2020
Instrument	33971
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2898 GULLIFORD DR SE LOWELL MI 493318907, LOWELL, MI 49331-8907

Mortgage

Document Number	33972
Date	Apr 22, 2020
Instrument	33972

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11197 KEYSTONE DR NE, LOWELL, MI 49331-9786
Document Number	0000047670
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11045 KEYSTONE DR NE LOWELL MI 493319786, LOWELL, MI 49331-9786

Mortgage

Document Number	0000047670
Date	Jul 03, 2019
Instrument	47670

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 02, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Grattan Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,313.00 (-32.69%)	$155,700 (+11.53%)	$311,400 (+11.53%)
2023		$139,600	$279,200
2019	$4,922.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260810109022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 38 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Point Broadband Fiber Holding.

Cell Coverage

5G (outdoors only) and 4G LTE

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