Hernando County property record for 11192 Westerly Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,033 sqft · built 2007 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $242,000 (Apr 2021) |
| Tax Bill | $4,239 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R31-223-18-3543-0000-1092 |
| Primary APN | R31-223-18-3543-0000-1092 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,033 sqft Living Area |
| Gross Area | 2,702 sqft |
| 1st Floor Area | 2,033 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01628466 |
|---|---|
| Street Address | 11192 WESTERLY DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-9622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WELLINGTON AT SEVEN HILLS PH11 LOT 1092 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 31 |
| Legal Subdivision | WELLINGTON AT SEVEN HILLS PH11 |
| Legal Lot Number | 1092 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 40913 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11192 WESTERLY DR, SPRING HILL, FL 34609-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Aug 23, 2018 | Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK |
| Feb 6, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on Record |
| Deed Sale | Apr 13, 2021 · Amount on Record |
| Prior Sale | Aug 2, 2016 · Amount on Record |
| Deed Document Number | 202125736 |
| Deed Book / Page | 3980 / 1643 |
| Prior Transfer Date | Jul 2, 2007 |
| Prior Transfer Doc | 0024680862 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 13, 2021 |
| Property Address | 11192 WESTERLY DR, SPRING HILL, FL 34609-9622 |
| Document Number | 0039801643 |
| Book / Page | 3980 / 1643 |
| Map Reference | MB 37 PG 21-24 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021025736 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | SOUTHEAST TITLE/THE SUNCOAST, SOUTHEAST TITLE OF SUNCOAST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,694.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 495 MISTWOOD CT, 495, SPRING HILL, FL 34609-9636 |
| Name | Verified Name |
|---|---|
| Address | 11192 WESTERLY DR, SPRING HILL, FL 34609-9622 |
| Document Number | 39801645 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 3980/1645 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11192 WESTERLY DR, SPRING HILL, FL 34609-9622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0036161116 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 3616/1116 |
| Instrument | 2018051551 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11192 WESTERLY DR, SPRING HILL, FL 34609-9622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0038040243 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 3804/0243 |
| Instrument | 2020008078 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | DEALE, MD 20751 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,239.00 (+15.44%) Homeowner's exemption | $288,901 (+2.67%) | $316,785 (+12.58%) Land $77,441 Building $239,344 |
| 2023 | $281,375 Land $38,056 Building $243,319 | ||
| 2022 | $3,672.00 | $281,375 Land $77,441 Building $203,934 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
May also be available: AT&T, Tillman Fiber, Verizon, WOW Internet, Cable & Phone.
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