11191 E Coldwater Rd, Davison, MI 48423 Property Records

Genesee County property record for 11191 E Coldwater Rd, Davison, MI 48423 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1915
Square Footage2,096 sqft Living Area
Lot Size1,742,400 sqft (40 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2015)
Tax Bill$1,586.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-14-300-003

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area2,096 sqft Living Area
1st Floor1,472 sqft 1st Floor
Basement Area960 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Lot Area1,742,400 sqft (40 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address11191 E COLDWATER RD
CityDAVISON
StateMI
Zip48423-8524
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW 40 A OF E 60 A OF SW 1/4 SEC 14 T8N R8E 40.00 A
Legal Range08E
Legal Township08N
Legal Section14
JurisdictionGENESEE MI
Minor Civil DivisionRICHFIELD
Census Blockgroup1
Census Block1011
Census Tract11902

Owner

Source: Genesee County records · APN 16-14-300-003

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11191 E COLDWATER RD, DAVISON, MI 48423-8524
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
CREDIT UNION ONE
Jan 02, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
CHEMICAL BANK
Jan 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
TCF NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2015 · Amount on Record
Deed SaleSep 30, 2015 · Amount on Record
Deed Doc Number201573387
Prior Transfer DateDec 13, 2005
Prior Transfer Doc0000120933
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address11191 E COLDWATER RD, DAVISON, MI 48423-8524
Transaction TypeMortgage
Record UpdatedMay 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11191 E COLDWATER RD, DAVISON, MI 48423-8524
InvestorPossibly a Property Investor

Mortgage

Document Number0000032555
DateMay 16, 2023
Instrument202305160032555
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 16, 2038

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address11191 E COLDWATER RD, DAVISON, MI 48423-8524
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMI TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000223
DateJan 02, 2019
Instrument201901020000223
Lender
NameCHEMICAL BANK
TypeBank
AddressWYOMING, MI 49519
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueJan 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateDec 01, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.37%
Index1-Year LIBOR
Max Rate9.37%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address11191 E COLDWATER RD, DAVISON, MI 48423-8524
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMI TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003395
DateJan 17, 2020
Instrument202001170003395
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 01, 2030
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change85%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionRichfield Township
Unified School DistrictDavison Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,586.00 (-69.72%) Homeowner's exemption$201,400 (+27.55%)$402,800 (+27.55%)
2024$5,238.00 (+72.76%)
2023$157,900$315,800
2019$3,032.00

Flood & Wildfire

11191 E Coldwater Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Genesee County (26049C), updated February 19, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 52nd in Michigan
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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