Ottawa County property record for 11190 S 540 Rd, Miami, OK 74354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1959 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $820 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 0000-01-027-022-0-022-00 |
| Primary APN | 0000-01-027-022-0-022-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Carport |
| Garage Area | 800 sqft |
| Carport | Carport |
| Carport Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Porch |
| Porch Area | 72 sqft |
| Deck Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2587 |
|---|---|
| Street Address | 11190 S 540 RD |
| City | MIAMI |
| State | OK |
| Zip | 74354-5280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S2 S2 S2 OF W2 LT 4 SEC 1 TWP 27 RNG 22 |
| Legal Range | 22E |
| Legal Township | 27N |
| Legal Section | 01 |
| Legal Subdivision | T027-R022 |
| Legal Lot Number | 4 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 574700 |
11190 S 540 Rd is owned by an individual who acquired it in March 2024.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1190 S 540 RD, MIAMI, OK 74354 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2024 |
| Transfer Doc | 0000001306 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 11190 S 540 Rd was $820, down 1.2% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Unified School District | Miami Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,704 (-9.48%) Land $998 Building $6,706 | $67,573 (-9.48%) Land $8,750 Building $58,823 | |
| 2025 | $820.00 (-1.2%) | $8,511 (-) Land $998 Building $7,513 | $74,651 (-) Land $8,750 Building $65,901 |
| 2024 | $830.00 (+2.72%) | $8,511 (-) Land $998 Building $7,513 | $74,651 (-) Land $8,750 Building $65,901 |
| 2023 | $808.00 (+3.86%) | $8,511 (+1.12%) Land $998 Building $7,513 | $74,651 (-) Land $8,750 Building $65,901 |
| 2022 | $778.00 | $8,417 Land $998 Building $7,419 | $74,651 Land $8,750 Building $65,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11190 S 540 Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 62 (1985–2019) |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11190 S 540 Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 82% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA CO RWD # 2 serves 700 people · EPA ID OK2005804 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
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