11190 Oak St, Cobb, CA 95426 Property Records

Lake County property record for 11190 Oak St, Cobb, CA 95426

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,116 sqft · built 2008
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Nov 2021)
Tax Bill	$509 (2026)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-911-030-000`

Property Details

APN / Parcel Number

Primary APN	`050-911-030-000`
Alternative APN	`050-911-03`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,116 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Concrete
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	050-911-03
Street Address	11190 OAK ST
City	COBB
State	CA
Zip	95426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	STARVIEW 02
Legal Block	1
Legal Lot Number	73
Jurisdiction	LAKE CA
Township / Civil Division	COBB
Census Block Group	1
Census Block	1003
Census Tract	1102

Owner

11190 Oak St is owned by an individual who bought it in November 2021.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2243 BROWNING ST, B, BERKELEY, CA 94702-1877
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Nov 19, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
May 8, 2018	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	202119323
Prior Transfer Date	May 3, 2013
Prior Transfer Doc	0000007720
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Nov 19, 2021
Property Address	11190 OAK ST, COBB, CA 95426
Document Number	0000019324
Map Reference	MB 7 PG 27&28
Instrument Date	Nov 5, 2021
Instrument	2021019324
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 COOKSON ST, VACAVILLE, CA 95687-7368

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Nov 19, 2021
Property Address	11190 OAK ST, COBB, CA 95426
Document Number	0000019323
Map Reference	MB 7 PG 27&28
Instrument Date	Nov 4, 2021
Instrument	2021019323
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2243 BROWNING ST APT B, B, BERKELEY, CA 94702-1877

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	May 8, 2018
Property Address	11190 OAK ST, COBB, CA 95426
Document Number	0000005728
Map Reference	MB07 PG27-28
Instrument Date	May 4, 2018
Instrument	2018005728
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1552 YOUNT MILL RD, NAPA, CA 94558-9499

Mortgage

Document Number	0000005729
Date	May 8, 2018
Instrument	2018005729

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

Tax Assessment & Valuation

The 2026 property tax bill for 11190 Oak St was $509, up 2.2% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Middletown Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$509.00 (+2.21%)	$27,060 (+2%) Land $21,648 Building $5,412
2025	$498.00	$26,530 Land $21,224 Building $5,306
2023	$478.00 (+2.8%)	$25,500 Land $20,400 Building $5,100
2022	$465.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11190 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11190 Oak St is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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