11190 Coldwater Rd, Flushing, MI 48433 Property Records

Genesee County property record for 11190 Coldwater Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	1 ba · 992 sqft · built 1869
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-17-400-015`

Property Details

APN / Parcel Number

Primary APN	`08-17-400-015`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	992 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Foundation Type	Raised
Lot Area	30,013 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11190 COLDWATER RD
City	FLUSHING
State	MI
Zip	48433-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	W 100 FT OF E 650 FT OF S 300 FT OF S 1/2 OF W 1/2 OF SE 1/4 SEC 17 T8N R5E .68 A (98) FR 08-17-400-005
Legal Range	05E
Legal Township	08N
Legal Section	17
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	1
Census Block	1039
Census Tract	10700

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11190 COLDWATER RD, FLUSHING, MI 48433-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2019	Loan Modification, Mortgage MIDFIRST BK
Mar 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	11190 COLDWATER RD, FLUSHING, MI 48433-9748
Document Number	0000021487
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11199 COLDWATER RD FLUSHING MI 48433, FLUSHING, MI 48433

Mortgage

Document Number	0000021487
Date	Apr 29, 2019
Instrument	21487

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11190 COLDWATER RD, FLUSHING, MI 48433-9748
Document Number	0000020852
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11190 COLDWATER RD FLUSHING MI 484339748, FLUSHING, MI 48433-9748

Mortgage

Document Number	0000020852
Date	Apr 24, 2019
Instrument	20852

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,800 (+6.25%) Land $13,400 Building $61,400	$149,600 (+6.25%) Land $26,800 Building $122,800
2025	$1,889.00 (+2.33%) Homeowner's exemption	$70,400 (+12.46%)	$140,800 (+12.46%)
2024	$1,846.00 (+14.02%)
2023		$62,600	$125,200
2021	$1,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2001–2012)
Most Recent Claim	May 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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