11190 Clark Rd, Chardon, OH 44024 Property Records

Geauga County property record for 11190 Clark Rd, Chardon, OH 44024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,217 sqft · built 1983
Lot Size2.53 acres (110,207 sqft)
Owner2 Individual Names on File
Tax Bill$4,515 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-120778

Property Details

APN / Parcel Number

Primary APN06-120778
Alternative APN
  • 004808-6

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,217 sqft Living Area
1st Floor Area1,352 sqft
Upper Floors Area865 sqft
Basement Area1,352 sqft
Unfinished Basement1,352 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area110,207 sqft (2.53 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area440 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number004808-6
Street Address11190 CLARK RD
CityCHARDON
StateOH
Zip44024-9627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionS/L 11 HOSMER SUB #1
Legal SubdivisionHOSMER SUB
JurisdictionGEAUGA OH
Township / Civil DivisionCHARDON
Census Block Group1
Census Block1016
Census Tract312202

Owner

11190 Clark Rd is owned and occupied by two individuals who acquired it in January 1990.

Source: Geauga County records, as of March 30, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 572, CHARDON, OH 44024-0572
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address11190 CLARK RD, CHARDON, OH 44024-9627
Document Number0000953215
Instrument DateAug 10, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address11190 CLARK RD CHARDON OH 440249627, CHARDON, OH 44024-9627

Mortgage

Document Number0000953215
DateAug 23, 2019
Instrument953215
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 22, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11190 Clark Rd was $4,515 with a homeowner's exemption.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
County SubdivisionChardon Township
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,515.00$103,950 Land $19,670 Building $84,280
2023$4,261.00 Homeowner's exemption$103,950 (+26.6%) Land $19,670 Building $84,280$297,000 Land $56,200 Building $240,800
2022$82,110 Land $16,380 Building $65,730
2021$3,953.00
2020$234,600 Land $46,800 Building $187,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11190 Clark Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11190 Clark Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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