Hamilton County property record for 1119 Saddlebrook Dr, Chattanooga, TN 37405
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,548 sqft · built 2007 |
| Lot Size | 0.115 acres (5,010 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Feb 2019) |
| Tax Bill | $1,405 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117C E 020 |
| Primary APN | 117C E 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,010 sqft (0.115 acres) |
| Lot Dimensions | 167 ft deep x 30 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000158171 |
|---|---|
| Street Address | 1119 SADDLEBROOK DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-1939 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 220 HORSE CREEK FARMS PH 2 PB83 PG47 OUT OF 117C-A-6 FOR 2007 |
| Legal Subdivision | HORSE CREEK FARMS PH |
| Legal Phase | 2 |
| Legal Lot Number | 220 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10904 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1119 Saddlebrook Dr, a townhouse, is owned and occupied by an individual who bought it in February 2019.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1119 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVTRS |
| Feb 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2019 · Amount on File |
| Deed Sale | Feb 25, 2019 · Amount on File |
| Prior Sale | Nov 2, 2007 · Amount on File |
| Deed Document Number | 2019022500224 |
| Deed Book / Page | 11572 / 162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1119 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000000236 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 12659/862 |
| Instrument | 2021092100236 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1119 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Document Number | 0917000197 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Name | Verified Name |
|---|---|
| Address | 1119 SADDLEBROOK DR CHATTANOOGA TN 374051939, CHATTANOOGA, TN 37405-1939 |
| Document Number | 0917000197 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 011761/000384 |
| Instrument | 190917000197 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 25, 2019 |
| Property Address | 1119 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Document Number | 0225000224 |
| Book / Page | 011572 / 000162 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 190225000224 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1119 SADDLEBROOK DR CHATTANOOGA TN 374051939, CHATTANOOGA, TN 37405-1939 |
| Document Number | 225000226 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 011572/000166 |
| Instrument | 190225000226 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2049 |
The 2025 property tax bill for 1119 Saddlebrook Dr was $1,405, up 0.8% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,405.00 (+0.79%) | $92,725 (+48.78%) | $370,900 (+48.78%) Land $90,000 Building $280,900 |
| 2024 | $1,394.00 | $62,325 (-) | $249,300 (-) Land $50,000 Building $199,300 |
| 2023 | $1,394.00 | $62,325 (-) | $249,300 (-) Land $50,000 Building $199,300 |
| 2022 | $1,394.00 | $62,325 | $249,300 Land $50,000 Building $199,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1119 Saddlebrook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1119 Saddlebrook Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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