1119 Rancho Encinitas Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1119 Rancho Encinitas Dr, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,325 sqft · built 1993
Lot Size1.03 acres (44,867 sqft)
OwnerCompany Name on Record
Last Sale$1,700,000 (May 2020)
Tax Bill$20,290 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN264-162-03-00

Property Details

APN / Parcel Number

Primary APN264-162-03-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,325 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area44,867 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1119 RANCHO ENCINITAS DR
CityENCINITAS
StateCA
Zip92024-7024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 29 TR 009051
Legal SubdivisionCOUNTY OF SAN DIEGO TRACT #3494-1
Legal Tract009051
Legal Block2
Legal Lot Number29
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2007
Census Tract17111

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1119 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7024
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 14, 2020Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 11, 2017Grant Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2020 · Amount on Record
Deed SaleMay 14, 2020 · Amount on Record
Prior SaleJul 11, 2017 · Amount on Record
Deed Document Number2020246289
Prior Transfer DateJun 16, 1995
Prior Transfer Doc0000263161
Record UpdatedSep 20, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 14, 2020
Property Address1119 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7024
Document Number0000246289
Map ReferenceMAP 9051
Instrument DateMar 12, 2020
Instrument2020-0246289
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address1119 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7024

Mortgage

Document Number0000246290
DateMay 14, 2020
Instrument2020-0246290
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 11, 2017
Property Address1119 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7024
Document Number0000312827
Instrument DateJun 1, 2017
Instrument312827
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,897.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1119 RANCHO ENCINITAS DR ENCINITAS CA 920247024, ENCINITAS, CA 92024-7024

Mortgage

Document Number312828
DateJul 11, 2017
Instrument312828
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,917,603 (+2%) Land $948,189 Building $969,414
2025$20,290.00 (+6.1%) Homeowner's exemption$1,880,004 (+4.04%) Land $929,598 Building $950,406
2023$19,124.00 (+3.07%) Homeowner's exemption$1,807,002 Land $893,501 Building $913,501
2022$18,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2010–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Cox Communications, Verizon.

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