1119 Laurel Ave, Felton, CA 95018 Property Records

Santa Cruz County property record for 1119 Laurel Ave, Felton, CA 95018

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,296 sqft · built 1949
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Nov 2020)
Tax Bill	$9,094 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-101-06`

Property Details

APN / Parcel Number

Primary APN	`064-101-06`
Alternative APN	`064-101-06-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,296 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Metal
Lot Area	7,536 sqft (0.173 acres)
Terrain	Steep
Deck Area	435 sqft
Patio Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1119 LAUREL AVE
City	FELTON
State	CA
Zip	95018-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	TR 89
Legal Subdivision	HIDDEN ACRES SUB TR #89
Legal Tract	89
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2020
Census Tract	120700

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1119 LAUREL AVE, FELTON, CA 95018-9518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 23, 2020	Grant Deed, Transfer · Conventional Mortgage BAY FCU
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Document Number	202050009
Prior Transfer Date	Mar 4, 2013
Prior Transfer Doc	0000012814
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1119 LAUREL AVE, FELTON, CA 95018-9518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006711
Date	Feb 26, 2020
Instrument	2020-0006711

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 23, 2020
Property Address	1119 LAUREL AVE, FELTON, CA 95018-9518
Document Number	0000050009
Map Reference	MB 29 PG 2
Instrument Date	Nov 18, 2020
Instrument	2020-0050009
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1119 LAUREL AVE, FELTON, CA 95018-9518

Mortgage

Document Number	0000050010
Date	Nov 23, 2020
Instrument	2020-0050010

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1119 LAUREL AVE, FELTON, CA 95018-9518
Document Number	0000002262
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 LAUREL AVE FELTON CA 950189518, FELTON, CA 95018-9518

Mortgage

Document Number	0000002262
Date	Jan 21, 2020
Instrument	2262

Lender

Name	POINT DIGITAL FIN INC
Address	PALO ALTO, CA 94302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690,052 (+2%) Land $483,036 Building $207,016
2025	$9,094.00 (+4.05%)	$676,520 (+4.04%) Land $473,564 Building $202,956
2023	$8,740.00 (+2.15%)	$650,252 Land $455,176 Building $195,076	$661,230
2022	$8,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST LAKES MWC private · serves 1,067 people · EPA ID CA4410016
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2022
Also Mapped Here	SLVWD - FELTON WATER SYSTEM, SAN LORENZO VALLEY WATER DIST
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jul 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cruzio, Verizon.

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