1119 Charles Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1119 Charles Ave, Saint Paul, MN 55104

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,882 sqft · built 1885
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jun 2021)
Tax Bill	$5,000 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-14-0053`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-14-0053`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,882 sqft Total Area
1st Floor Area	941 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1119 CHARLES AVE
City	SAINT PAUL
State	MN
Zip	55104-2478
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	D
Legal Description	SANBORN'S MIDWAY ADDITION,TO S LOT 26 BLK 4
Legal Range	23
Legal Township	29
Legal Section	34
Legal Quarter	1
Quarter-Quarter Section	4
Legal Subdivision	SANBORNS MIDWAY ADDITION,TO S
Legal Block	4
Legal Lot Number	26
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3007
Census Tract	32300

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1119 CHARLES AVE, SAINT PAUL, MN 55104-2478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 11, 2017	Warranty Deed, Transfer · Line of Credit VERMILLION STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	A04890203
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 16, 2021
Property Address	1119 CHARLES AVE, SAINT PAUL, MN 55104-2478
Document Number	0A04890203
Instrument Date	May 24, 2021
Instrument	A04890203
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 CHARLES AVE, SAINT PAUL, MN 55104-2478

Mortgage

Document Number	0A04890204
Date	Jun 16, 2021
Instrument	A04890204

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 11, 2017
Property Address	1119 CHARLES AVE, SAINT PAUL, MN 55104-2478
Document Number	0A04680744
Instrument Date	Aug 31, 2017
Instrument	A04680744
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18583 PATHFINDER DR, EDEN PRAIRIE, MN 55347-3528

Mortgage

Document Number	0A04680746
Date	Oct 11, 2017
Instrument	A04680746

Lender

Name	VERMILLION STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,000.00 Homeowner's exemption	$337,600 Land $20,200 Building $317,400	$337,600 Land $20,200 Building $317,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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