11189 State Rte 94 E, Murray, KY 42071 Property Records

Calloway County property record for 11189 State Rte 94 E, Murray, KY 42071 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,744 sqft · built 1975
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2025)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084-0-0033-A`

Property Details

APN / Parcel Number

Primary APN	`084-0-0033-A`
Alternative APNs	`110285` `38644`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,744 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	91,040 sqft (2.09 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	110285
Street Address	11189 STATE ROUTE 94 E
City	MURRAY
State	KY
Zip	42071-6160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	84-33A,33B 11189 STATE ROUTE 94 EAS
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	4
Census Block	4022
Census Tract	10100

Owner

Source: Calloway County records · APN 084-0-0033-A

Assessment roll updated December 23, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 09, 2024	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Aug 07, 2006	Deed of Trust, Mortgage · Line of Credit WASHINGTON MUTUAL BANK
Jun 26, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Sep 11, 2023 · Amount on Record
Deed Document Number	2025713953
Deed Book / Page	1504 / 170
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160
Transaction Type	Mortgage
Record Updated	Apr 08, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160

Mortgage

Document Number	001536/398
Date	Mar 25, 2026
Book Page	1536/398
Instrument	725102

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160

Mortgage

Document Number	001481/236
Date	Dec 09, 2024
Book Page	1481/236
Instrument	692777

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2054

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000655/458
Date	Aug 07, 2006
Book Page	0655/458
Instrument	505290

Lender

Name	WASHINGTON MUTUAL BANK
Type	Bank
Address	HENDERSON, NV 89014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jun 26, 2025
Property Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160
Document Number	001504/170
Book / Page	1504 / 170
Map Reference	MB 27 PG 51
Instrument Date	Jun 26, 2025
Instrument	713953
Transaction Type	Transfer
Record Updated	Jul 10, 2025
Title Company	HOME TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160

Mortgage

Document Number	001504/174
Date	Jun 26, 2025
Book Page	1504/174
Instrument	713954

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	262 ROBERT ROSE DR, MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Sep 11, 2023
Property Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160
Document Number	001430/466
Book / Page	1430 / 466
Map Reference	MB 27 PG 51
Instrument Date	Sep 08, 2023
Instrument	685662
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	HOME TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11189 STATE ROUTE 94 E, MURRAY, KY 42071-6160

Mortgage

Document Number	0000685663
Date	Sep 11, 2023
Instrument	685663

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Calloway County records · Assessment roll updated December 23, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,199.00 (+83.86%)	$246,000 (+89.23%)	$246,000 (+89.23%)
2023	$1,196.00 (-1.89%)	$130,000 (-)	$130,000 (-)
2022	$1,219.00	$130,000	$130,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calloway County (21035C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
West Kentucky Rural Telephone Cooperative Corp.	Fiber	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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