11188 Carroll Dr, Waldorf, MD 20601 Property Records

Charles County property record for 11188 Carroll Dr, Waldorf, MD 20601

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,860 sqft · built 1998
Lot Size0.246 acres (10,723 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Sep 2018)
Tax Bill$11,884 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2022 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-227082

Property Details

APN / Parcel Number

Primary APN06-227082
Alternative APNs
  • 6227082
  • 227082

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,860 sqft Living Area
Gross Area2,360 sqft
1st Floor Area930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,723 sqft (0.246 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Deck Area123 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number227082
Street Address11188 CARROLL DR
CityWALDORF
StateMD
Zip20601-2655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 42 PLAT 3 SPRINGHAVEN WOODS
Legal SubdivisionSPRINGHAVEN WOODS
Legal Block2
Legal Lot Number42
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850708

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11188 CARROLL DR, WALDORF, MD 20601-2655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 7, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 24, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 20, 2019Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC
Sep 26, 2018Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2018 · Amount on Record
Deed SaleSep 26, 2018 · Amount on Record
Prior SaleJan 5, 2016 · Amount on Record
Deed Book / Page10406 / 255
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address11188 CARROLL DR, WALDORF, MD 20601-2655
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address11188 CARROLL DR, WALDORF, MD 20601-2655

Mortgage

Document Number0114800233
DateDec 8, 2020
Book Page11480/233
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueJul 1, 2049

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address11188 CARROLL DR, WALDORF, MD 20601-2655
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address11188 CARROLL DR, WALDORF, MD 20601-2655

Mortgage

Document Number0123200434
DateJan 7, 2022
Book Page12320/434
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term330 Months
DueJul 1, 2049

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address11188 CARROLL DR, WALDORF, MD 20601-2655
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address11188 CARROLL DR, WALDORF, MD 20601-2655

Mortgage

Document Number0126770044
DateAug 24, 2022
Book Page12677/44
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term323 Months
DueJul 1, 2049

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address11188 CARROLL DR, WALDORF, MD 20601-2655
Document Number0107020001
Instrument DateJun 20, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address11188 CARROLL DR WALDORF MD 206012655, WALDORF, MD 20601-2655

Mortgage

Document Number0107020001
DateJul 11, 2019
Book Page010702/000001
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2049

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateSep 26, 2018
Property Address11188 CARROLL DR, WALDORF, MD 20601-2655
Document Number0104060255
Book / Page10406 / 255
Map ReferenceMB DGB45 FO186
Instrument DateAug 24, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyRGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address11188 CARROLL DR, WALDORF, MD 20601-2655

Mortgage

Document Number0010406262
DateSep 26, 2018
Instrument10406/262
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$427,567 (+19.23%)$448,000 (+15.85%) Land $126,100 Building $321,900
2025$11,884.00 (+142.58%)
2023$4,899.00 Homeowner's exemption$358,600$386,700 Land $126,100 Building $260,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims10 (1984–2018)
Claims Outside the SFHA9 of 10
Most Recent ClaimApr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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