1118 W Prairie Rd, Midland, MI 48640 Property Records

Midland County property record for 1118 W Prairie Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,230 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$175,900 (Sep 2020)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-015-400-090-00`

Property Details

APN / Parcel Number

Primary APN	`100-015-400-090-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,230 sqft Living Area
1st Floor Area	2,230 sqft
Basement Area	1,362 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1118 W PRAIRIE RD
City	MIDLAND
State	MI
Zip	48640-7811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-FA
Legal Description	SEC 15 T14N R1W W 1/2 OF W 1/2 OF SE 1/4 OF SE 1/4.
Legal Range	01W
Legal Township	14N
Legal Section	15
Jurisdiction	MIDLAND MI
Township / Civil Division	LEE
Census Block Group	2
Census Block	2003
Census Tract	291500

Owner

1118 W Prairie Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Midland County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1118 W PRAIRIE RD, MIDLAND, MI 48640-7811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Deed Book / Page	1637 / 1109
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 22, 2020
Property Address	1118 W PRAIRIE RD, MIDLAND, MI 48640-7811
Document Number	1637/1109
Book / Page	1637 / 1109
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 W PRAIRIE RD, 1118, MIDLAND, MI 48640-7811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 W OLSON RD, SANFORD, MI 48657-9737
Investor	Possibly a Property Investor

Mortgage

Document Number	16371110
Date	Sep 22, 2020
Instrument	1637/1110

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1118 W Prairie Rd was $4,280 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Lee Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,600	$313,200
2025	$4,280.00
2023		$109,900	$219,800
2022	$4,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1118 W Prairie Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Nov 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1118 W Prairie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35