1118 W Oak St, Mitchell, IN 47446 Property Records

Lawrence County property record for 1118 W Oak St, Mitchell, IN 47446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1966
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 2022)
Tax Bill	$639 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1200024100P35`

Property Details

APN / Parcel Number

Primary APN	`1200024100P35`
Alternative APNs	`47-11-35-441-022.000-005` `00348976410`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1974
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00348976410
Street Address	1118 W OAK ST
City	MITCHELL
State	IN
Zip	47446-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURTON'S LOT 11 50 X 132
Legal Lot Number	11
Jurisdiction	LAWRENCE IN
Township / Civil Division	MARION
Census Block Group	2
Census Block	2032
Census Tract	951300

Owner

Source: Lawrence County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1118 W OAK ST, MITCHELL, IN 47446-1070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN BANK
Sep 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BEDFORD FEDERAL SAVINGS BANK
Apr 11, 2022	Warranty Deed, Transfer
Apr 12, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	202217418
Prior Transfer Date	Jan 13, 2015
Prior Transfer Doc	2015000555
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	1118 W OAK ST, MITCHELL, IN 47446-1070
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022003232
Date	May 9, 2022
Instrument	2022003232

Lender

Name	GERMAN AMERICAN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	1118 W OAK ST, MITCHELL, IN 47446-1070
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006084
Date	Sep 30, 2020
Instrument	2020006084

Lender

Name	BEDFORD FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Apr 11, 2022
Property Address	1118 W OAK ST, MITCHELL, IN 47446-1070
Document Number	2022002511
Instrument Date	Apr 5, 2022
Instrument	2022002511
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Apr 12, 2018
Property Address	1118 W OAK ST, MITCHELL, IN 47446-1070
Document Number	2018001862
Instrument Date	Apr 10, 2018
Instrument	2018001862
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001863
Date	Apr 12, 2018
Instrument	2018001863

Lender

Name	RUOFF MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lawrence County
County Subdivision	Marion Township
Municipality	Mitchell City
Unified School District	Mitchell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$639.00 (-52.74%) Homeowner's exemption	$128,600 (+6.11%) Land $7,600 Building $121,000	$128,600 (+6.11%) Land $7,600 Building $121,000
2024	$1,352.00 (+6.29%)
2023	$1,272.00 (+51.79%)	$121,200 (+29.63%) Land $7,100 Building $114,100	$121,200 (+29.63%) Land $7,100 Building $114,100
2022	$838.00	$93,500 Land $7,000 Building $86,500	$93,500 Land $7,000 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MITCHELL WATER DEPARTMENT serves 5,000 people · EPA ID IN5247003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Orange County REMC.

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