1118 W 33rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 1118 W 33rd St, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 744 sqft · built 1926
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Jun 2026)
Tax Bill$184 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN056-12-01-003.00

Property Details

APN / Parcel Number

Primary APN056-12-01-003.00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area744 sqft Finished Area
Gross Area840 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1118 W 33RD ST
CityCOVINGTON
StateKY
Zip41015-1320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIRDS BLK 23 LOT 31 PT 30 RESUB OF GREEN
Legal SubdivisionBIRDS RESUB OF GREEN
Legal Phase23
Legal Block23
Legal Lot Number31,30
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3005
Census Tract61400

Owner

1118 W 33rd St is owned and occupied by two individuals who bought it in June 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1118 W 33RD ST, COVINGTON, KY 41015-1320
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE
Dec 21, 2020Quit Claim Deed, Transfer
HUNTINGTON NAT'L BK
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2026 · Amount on File
Deed SaleJun 29, 2026 · Amount on File
Prior SaleDec 6, 2000 · Amount on File
Deed Document Number202613342
Deed Book / Page451 / 888
Prior Transfer DateDec 10, 2020
Prior Transfer Doc0000000081
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJun 29, 2026
Property Address1118 W 33RD ST, COVINGTON, KY 41015-1320
Document Number0000013342
Book / Page451 / 888
Instrument DateJun 18, 2026
Instrument202613342
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyEXCEL TITLE SERVICES INC, EXCEL TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,110.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1118 W 33RD ST, COVINGTON, KY 41015-1320

Mortgage

Document Number0000013343,
DateJun 29, 2026
Instrument2026062913343
Lender
NameSTOCKTON MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 21, 2020
Property Address1118 W 33RD ST, COVINGTON, KY 41015-1320
Document Number0000000081
Book / Page00KC61 / 000854
Instrument DateDec 10, 2020
Instrument81
Transaction TypeTransfer
Record UpdatedJan 14, 2021
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1118 W 33RD ST COVINGTON KY 410151320, COVINGTON, KY 41015-1320

Mortgage

Document Number82
DateDec 21, 2020
Book Page00M143/000683
Instrument82
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
AmountAmount on Record
Term180 Months
DueDec 20, 2035

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1118 W 33RD ST, COVINGTON, KY 41015-1320
Document Number0000000082
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1118 W 33RD ST COVINGTON KY 410151320, COVINGTON, KY 41015-1320

Mortgage

Document Number0000000082
DateDec 21, 2020
Book Page00M143/000683
Instrument82
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1118 W 33rd St was $184 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,600 (+45.4%) Land $10,000 Building $81,600$91,600 (+45.4%) Land $10,000 Building $81,600
2025$184.00 Homeowner's exemption$63,000 Land $5,000 Building $58,000$63,000 Land $5,000 Building $58,000
2023$839.00$63,000 Land $5,000 Building $58,000$63,000 Land $5,000 Building $58,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1118 W 33rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1118 W 33rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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