Santa Cruz County property record for 1118 Sutherland Ln, Apt 1, Capitola, CA 95010
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 935 sqft · built 1977 |
| Lot Size | 0.018 acres (784 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Jul 2019) |
| Tax Bill | $7,999 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Oct 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-274-09 |
| Primary APN | 036-274-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 935 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 784 sqft (0.018 acres) |
| Garage Type | Carport |
| Garage Area | 218 sqft |
| Carport | Carport |
| Carport Area | 218 sqft |
| Parking Spaces | 1 Parking Space |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 1118 SUTHERLAND LN, 1 |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2418 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | CAPITOLA KNOLLS PH 03 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 121802 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1118 SUTHERLAND LN, 1, CAPITOLA, CA 95010-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 16, 2019 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 19, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Sep 8, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Mar 8, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on Record |
| Deed Sale | Jul 16, 2019 · Amount on Record |
| Prior Sale | Sep 8, 2017 · Amount on Record |
| Deed Document Number | 201919724 |
| Prior Transfer Date | Oct 15, 2018 |
| Prior Transfer Doc | 0000031698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1118 SUTHERLAND LN APT 1, 1, CAPITOLA, CA 95010-2418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004013 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 2020-0004013 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1118 SUTHERLAND LN APT 1, 1, CAPITOLA, CA 95010-2418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 1118 SUTHERLAND LN 1, 1, CAPITOLA, CA 95010-2418 |
| Document Number | 0000044047 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-0044047 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 16, 2019 |
| Property Address | 1118 SUTHERLAND LN APT 1, 1, CAPITOLA, CA 95010-2418 |
| Document Number | 0000019724 |
| Map Reference | MB 18 PG 56 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 2019-0019724 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1118 SUTHERLAND LN APT 1, 1, CAPITOLA, CA 95010-2418 |
| Document Number | 0000019725 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019-0019725 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 19, 2018 |
| Property Address | 1118 SUTHERLAND LN APT 1, 1, CAPITOLA, CA 95010-2418 |
| Document Number | 0000031698 |
| Map Reference | MB 2519 PG 14 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2018-0031698 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1118 SUTHERLAND LN APT 1, 1, CAPITOLA, CA 95010-2418 |
| Document Number | 0000031699 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 2018-0031699 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 8, 2017 |
| Property Address | 1118 SUTHERLAND LN APT 1, 1, CAPITOLA, CA 95010-2418 |
| Document Number | 0000029910 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 29910 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $495.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1770 ESPERANZA CT SANTA CRUZ CA 950622960, SANTA CRUZ, CA 95062-2960 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 8, 2017 |
| Property Address | 1118 SUTHERLAND LN APT 1, 1, CAPITOLA, CA 95010-2418 |
| Document Number | 0000008200 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 8200 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 73 WAINANI ST KAILUA KONA HI 96740, KAILUA KONA, HI 96740 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $613,536 (+2%) Land $429,475 Building $184,061 | ||
| 2025 | $7,999.00 (+10.35%) Homeowner's exemption | $601,506 (+4.04%) Land $421,054 Building $180,452 | |
| 2023 | $7,249.00 (+1.33%) Homeowner's exemption | $578,148 Land $404,704 Building $173,444 | $576,720 |
| 2022 | $7,154.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.
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