Ramsey County property record for 1118 Summit Ave, Saint Paul, MN 55105
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,363 sqft · built 1902 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Feb 2011) |
| Tax Bill | $14,666 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-28-23-41-0002 |
| Primary APN | 03-28-23-41-0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,363 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 284613 |
|---|---|
| Street Address | 1118 SUMMIT AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-2647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANSON AND SIMONTONS,ADDITION EX AVE LOTS 4 AND LOT 5 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 03 |
| Legal Subdivision | MANSON AND SIMONTONS,ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4,5 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 35300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1118 SUMMIT AVE, SAINT PAUL, MN 55105-2647 |
| Owner Type | Company |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BK |
| Dec 23, 2016 | Deed of Trust, Mortgage · Line of Credit MIDWESTONE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2011 · Amount on Record |
| Deed Sale | Feb 8, 2011 · Amount on Record |
| Deed Document Number | 2011388586 |
| Last Transfer Date | May 31, 2024 |
| Transfer Doc | 0005030929 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1118 SUMMIT AVE, SAINT PAUL, MN 55105-2647 |
| Document Number | 0004845549 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1118 SUMMIT AVE ST PAUL MN 551052647, ST PAUL, MN 55105-2647 |
| Document Number | 0004845549 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 4845549 |
| Name | MIDWESTONE BK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1118 SUMMIT AVE, SAINT PAUL, MN 55105-2647 |
| Document Number | 0004641457 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1118 SUMMIT AVE ST PAUL MN 551052647, ST PAUL, MN 55105-2647 |
| Document Number | 0004641457 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 4641457 |
| Name | MIDWESTONE BK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 8, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $876,000 (+15.55%) Land $314,500 Building $561,500 | $876,000 (+15.55%) Land $314,500 Building $561,500 | |
| 2025 | $14,666.00 (+14.31%) | ||
| 2023 | $12,830.00 | $758,100 Land $314,500 Building $443,600 | $758,100 Land $314,500 Building $443,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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