1118 Steamboat Rd, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1118 Steamboat Rd, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,052 sqft · built 1947
Lot Size	2.17 acres (94,525 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,321 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-000-00445500`

Property Details

APN / Parcel Number

Primary APN	`07-000-00445500`
Alternative APNs	`7-000-00445500` `00000445500`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,182 sqft
1st Floor Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	94,525 sqft (2.17 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	456 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	1,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	00000445500
Street Address	1118 STEAMBOAT RD
City	SHADY SIDE
State	MD
Zip	20764-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.17 ACRES SHADY SIDE
Legal Subdivision	SHADY SIDE
Legal Block	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	3
Census Block	3000
Census Tract	707001

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1118 STEAMBOAT RD, SHADY SIDE, MD 20764-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 4, 2022	Intrafamily Transfer, Transfer
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 15, 2022
Transfer Doc	0384380241
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1118 STEAMBOAT RD, SHADY SIDE, MD 20764-9608
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 STEAMBOAT RD, SHADY SIDE, MD 20764-9608

Mortgage

Document Number	0398950414
Date	Aug 30, 2023
Book Page	39895/414

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 4, 2022
Property Address	1118 STEAMBOAT RD, SHADY SIDE, MD 20764-9608
Document Number	0384380241
Book / Page	38438 / 241
Instrument Date	Feb 15, 2022
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1118 STEAMBOAT RD, SHADY SIDE, MD 20764-9608

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1118 STEAMBOAT RD, SHADY SIDE, MD 20764-9608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 STEAMBOAT RD, SHADY SIDE, MD 20764-9608

Mortgage

Document Number	0350760310
Date	Aug 20, 2020
Book Page	35076/310

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$372,567 (+14.67%)	$396,400 (+22.01%) Land $155,700 Building $240,700
2024	$4,321.00 (+21.82%)
2023	$3,547.00	$324,900 Land $155,700 Building $169,200	$324,900 Land $155,700 Building $169,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Nearby Flood Policies	135 in force
Nearby Flood Claims	242 (1979–2024)
Claims Outside the SFHA	12 of 242
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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