1118 State St, Alton, IL 62002 Property Records

Madison County property record for 1118 State St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1862
Lot Size	0.354 acres (15,400 sqft)
Owner	Individual Name on Record
Last Sale	$48,506 (Jul 2026)
Tax Bill	$6,532 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2024 Mortgage + 1 more
APN	`23-2-07-11-13-302-004`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-11-13-302-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 1862
Effective Year Built	Effective 1862
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	15,400 sqft (0.354 acres)
Lot Dimensions	220 ft deep x 70 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1118 STATE ST
City	ALTON
State	IL
Zip	62002-6030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOPPINGS E D & M H LOT 1 70X220
Legal Subdivision	E D & M H TOPPINGS ADD ALTON
Legal Lot Number	1
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1013
Census Tract	402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Hill Historic District listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1118 STATE ST, ALTON, IL 62002-6030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Jan 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage REVITY CU
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GCS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Deed Document Number	202620948
Prior Transfer Date	Jul 20, 2026
Prior Transfer Doc	0000020948
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Jul 21, 2026
Property Address	1118 STATE ST, ALTON, IL 62002-6030
Document Number	0000020948
Instrument Date	Jul 20, 2026
Instrument	202620948
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$7,423.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 STATE ST, ALTON, IL 62002-6030

Mortgage

Date	Jul 21, 2026

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1118 STATE ST, ALTON, IL 62002-6030
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000381
Date	Jan 4, 2024
Instrument	2024R00381

Lender

Name	REVITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2038

Interest

Rate Type	Fixed Rate
Rate	7.63%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1118 STATE ST, ALTON, IL 62002-6030
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042149
Date	Oct 7, 2021
Instrument	2021R42149

Lender

Name	GCS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,532.00 (+9.71%) Homeowner's exemption	$87,610 (+10.55%) Land $5,350 Building $82,260	$262,830 (+10.55%) Land $16,050 Building $246,780
2024	$5,954.00 (+15.63%)	$79,250 (+22.49%) Land $4,840 Building $74,410	$237,750 (+22.37%) Land $14,520 Building $223,230
2022	$5,149.00	$64,700 Land $3,950 Building $60,750	$194,294 Land $11,862 Building $182,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1978–2019)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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